Property Underwriter

Property Underwriter

A new transformational adventure awaits you…

How does 5 weeks of annual leave, a fulfilling career you'll genuinely enjoy, and working for a reputable organization that promotes wellbeing and drives digital transformation sound to you?

As one of Forbes 2024 ‘World’s Best Employers’ and Fortune’s ‘World’s Most Admired Companies’ for 2025, Zurich - a leader in the insurance industry, is on a journey towards a brighter future… A brighter future for you - focused on your career, your wellbeing, and your community - as well as our customers and the planet.

Join us on this thrilling journey as we work towards our vision of becoming Australia's leading digital insurer. If you're eager to be part of a values-driven global organisation that's experiencing real growth and transformation, and if you share our commitment to making a tangible difference and taking continuous steps towards a sustainable future for our people, customers, communities, and our planet, then keep reading!

Let’s create a brighter future together, let’s make a difference

It’s important to know, what you do matters. At Zurich, we don’t just cover, we care.

Join Zurich Australia as a Property Underwriter and be part of our journey to become Australia’s Leading Digital Insurer. As we transform our technology and reimagine the way we serve our customers, you’ll play a pivotal role within our newly established Authorised Representative (AR) division, dedicated to supporting and growing AR networks across Australia. This division is focused on ambitious growth targets in a rapidly expanding segment, driving business development and unlocking new opportunities for Zurich and our partners.

Your role will underwrite and analyse new and renewal property risks within delegated authority levels, balancing strong technical discipline with commercial outcomes that deliver for our customers. Working closely with Claims, Distribution and other underwriting lines, you’ll use data‑driven insights and Zurich’s digital platforms to make confident decisions, manage portfolio performance and co‑create propositions that are simple, efficient and customer‑centred.

You’ll be empowered to make sound decisions, contribute to innovative propositions, and continuously develop your expertise in a collaborative, high-performance culture. At Zurich, we’re committed to technical excellence, lifelong learning, and delivering value to our customers—because creating a brighter future starts with you.

You will also be responsible for the following:

• Underwriting and pricing new and renewal property business within your authority, ensuring sound risk selection and sustainable profitability.
• Building trusted relationships with brokers and ARs to support retention, growth and cross‑sell opportunities, while championing Zurich’s digital solutions.
• Leveraging underwriting tools, data and analytics to inform coverage decisions, appetite alignment and portfolio optimisation.
• Partnering with Claims, Distribution and other lines to shape multi‑line propositions and deliver seamless customer experiences.
• Maintaining market awareness and ensuring adherence to underwriting standards, regulations and internal controls.
• Contributing to continuous improvement by sharing insights, testing and learning, and supporting the development of peers through coaching and reviews.

Important to your success – let’s grow together

You’re a commercially minded, technically strong property underwriter who thrives in a broker‑facing environment, is comfortable with digital tools and data, and collaborates brilliantly across teams to deliver outstanding customer outcomes.

In order to be successful, you will have the following:

• Proven property underwriting experience (ideally 3–5+ years) with a track record of sound decision‑making and technical excellence.
• Proficiency in risk assessment, exposure analysis and pricing, using underwriting tools and frameworks.
• Strong relationship management, communication and negotiation skills with intermediaries and internal stakeholders.
• Working knowledge of general insurance regulations, underwriting guidelines and authority levels, with disciplined adherence…