Loan Closing Specialist

Overview

Closing Specialist - Open to any First Dakota or Landera Locations

We are hiring a full-time Loan Closing Specialist to join our team. Prepares Landera and FSA loans for closing by following the established guidelines and performing the duties listed below. Hours include Monday-Friday 8-5.

• Review and understand closing requirements for each loan as provided by secondary market or loan committee.
• Enter loan information in database and keep updated to ensure current status of loan closing.
• Order and review title commitments, flood determinations, UCC searches.
• Resolve issues that may arise during review of above items.
• Work closely with secondary markets during loan review/closing process to ensure closing requirements are met.
• Work with 3rd party vendors including title companies, attorneys, closing agents and other lenders.
• Originate loan documents following program requirements.
• Disperse loan proceeds, run tickets, complete wire requests and verifications.
• Enter loan information into tracking systems.
• Prepare and scan loan documents.
• Order and review final title policy.
• Complete loan closing package for secondary markets and FSA.
• Provide backup to other closer(s).
• Other duties as assigned.

Attributes include a positive attitude and good work ethic. The ability to process a variety of tasks accurately and efficiently, the capability to maintain strict confidentiality, attention to detail and comply with all Bank policies and procedures. Communicate effectively with various types of clientele, co-workers and departments to resolve an assortment of needs. Strong organizational skills and the ability to work well in a team environment.

Punctuality is a must.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• High school diploma or general education degree (GED).
• College degree preferred, but not required.
• 1-3 months related experience and/or training.
• OR equivalent combination of education and experience.
• Preferably have a general knowledge of agriculture.

Office:
The work environment of this job includes interacting with others in an office setting, and the noise level is usually moderate.

Light:
The physical demands of this job include bending, sitting, and occasionally lifting up to 10 pounds with or without reasonable accommodation.

To perform the job successfully, an individual should demonstrate the following:

• Adaptability - Adapts to changes in the work environment
• Attendance/Punctuality - Is consistently at work and on time;
  Arrives at meetings and appointments on time
• Career Apparel - Adheres to the Career Apparel policy;
  Demonstrates professional appearance during Bank hours or at after-hours Bank functions
• Customer Service - Responds promptly to customer needs including requests for service and assistance;
  Provide courteous, personal attention to promote ongoing relationship servicing with customers
• Dependability - Follows instructions, responds to management direction;
  Takes responsibility for own actions;
  Keeps commitments;
  Completes tasks on time or notifies appropriate person with an alternate plan
• Design - Demonstrates attention to detail
• Initiative - Looks for and takes advantage of opportunities;
  Asks for and offers help when needed
• Innovation - Shares suggestions for improving work
• Interpersonal - Maintains confidentiality;
  Remains open to others  ideas and tries new things
• Judgment - Exhibits sound and accurate judgment
• Motivation - Measures self against standard of excellence
• Communication - Listens and gets clarification;
  Responds well to questions;
  Participates in meetings;
  Writes clearly and informatively;
  Able to read and interpret written information
• Organizational Support - Follows policies and procedures;
  Completes administrative tasks correctly and on time;
  Supports and upholds organizational goals and values
• Planning/Organizing - Uses time efficiently;
  Completes work in a timely manner
• Problem Solving - Identifies and resolves problems in a timely manner
• Professionalism - Approaches others in a tactful manner;
  Reacts well under pressure;
  Treats others with respect and consideration;
  Accepts responsibility for own actions;
  Inspires the trust of others;
  Works with integrity and ethically
• Quality - Demonstrates accuracy and thoroughness;
  Looks for ways to improve and promote quality;
  Applies feedback to improve performance;
  Monitors own work to ensure quality
• Safety/Security - Observes safety and security procedures;
  Reports potentially unsafe conditions;
  Uses equipment and materials properly
• Team Work - Gives and welcomes feedback;
  Contributes to building a positive team spirit
• Technical Skills – Understands basic computer software programs;
  Strives to…