PL Underwriter

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.

Our Personal Lines team is currently seeking an Underwriter in our Worcester, MA or Atlanta, GA location. This is a full‑time, exempt role. This role is a hybrid opportunity.

Opportunity to join a team of dedicated Personal Lines Underwriting professionals who assist our independent agents write profitable business. This role gives you the opportunity to underwrite risk (selection/rejection of new and renewal business up to $3,000,000) and manage a profitable portfolio within the stated authority and guidelines.

• Clearly communicate appetite, underwriting standards, declination reasons and coverage advantages to Agents and internal partners to ensure profitability and generate a flow of quality new business submissions and retention.
• Build strong agency relationships with our Independent Agents.
• Spearhead the development of effective relationships with our field partners and state management team to ensure we write profitable new business.
• Partner with agents to creatively solve for underwriting challenged books of business.
• Plan agency visits with the PL field leadership to work side by side with our independent agents.

• 2+ years of Underwriting experience
• Bachelor’s degree or work experience equivalent
• Able to articulate and practice principles of risk management with specific limits of authority
• Demonstrate experience using independent judgement to analyze risks, accept, deny or recommend modifications.
• Be able to multi‑task in a high‑paced work environment including but not limited to phone calls, emails, new business and renewal reviews.
• Ability to adapt to technology; such as video conferencing, Outlook, PowerPoint and Excel
• Ability to sit, stand throughout the work day. Ability to travel as needed.

This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job‑related functions and responsibilities that employees will be required to perform.

It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on‑the‑job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.

We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.

• Medical, dental, vision, life, and disability insurance
• 401(k) with a company match
• PTO
• Cultural Awareness Day in support of IDE
• On‑site medical/wellness center (Worcester only)

The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.

Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.

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The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short‑term incentive), long‑term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.