Financial Crimes Analyst III

Overview

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Regular or Temporary:
Regular

Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Perform research and loss mitigation efforts across multiple intake channels to decision Financial Crimes related cases and alerts. Researches and analyzes account activity to assess the level of risk and make decision in accordance with applicable corporate and departmental policies and procedures.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Analyze and decision multiple Financial Crimes related cases or alert types.
• Utilize banking systems to investigate and research all transactional information to ensure that Financial Crimes requirements are met.
• Conduct client research.
• Use critical thinking skills to make well supported decisions relative to the alert type.
• Utilize internal and external applications to assist in the investigation and research of all applicable alerts
• Efficiently and effectively resolve cases or alerts with awareness of all timelines as directed by relative to Financial Crimes function.
• Support effective communication with internal and external partners or clients.
• Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self-study in order to stay abreast of any related changing laws and regulations.

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Associate degree or equivalent education and related training
• Three - Five years of banking, financial industry or related experience; preferably in a branch, audit, compliance, legal, risk or lending related capacity.
• Ability to learn and perform complex processes in order to meet the spirit and letter of the procedures, policies and regulations that govern the department.
• Strong investigative, analytical, and critical thinking skills
• Strong work prioritization and time management skills
• Strong interpersonal, communication and client service skills
• Demonstrated proficiency in basic computer applications such as Microsoft Office software products
• Ability to work in a high-stress, fast-paced, rapidly changing environment.
• Ability and willingness to work flexible hours as required by the function

• Experience in investigation, law enforcement, or lending role
• Knowledge of BSA regulations and/or related compliance requirements, including reporting and record retention requirements
• Experience in BSA/AML/OFAC/Fraud and/or compliance-related role, whether in a client facing or backroom/operational role
• Familiarity with sanctions (OFAC)
• Ability to identify, analyze and escalate challenges
• Familiarity with reviewing and dispositioning alerts; ability to obtain necessary information to classify a sanctions hit as a correct match or false positive with limited guidance
• Experience collaborating with team members of all levels, cross-functional partners, and briefing management
• Ability to work independently, under time constraints, and manage time efficiently and effectively
• Ability to liaise between internal teams and with external business units
• Bachelor’s degree or related qualification

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of the company offering the position. Benefits typically include medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan. Teammates also receive paid time off such as vacation, sick days, and holidays.

For more details on benefits, please visit the Benefits site. Depending on the position and division, this job may also be eligible for additional plans.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work