Universal Banker

Posted Friday, January 23, 2026 at 7:00 AM

Merchants Bank, Winona is seeking a motivated and customer-focused Universal Banker to join our team. This full‑time position (40 hours/week) offers a varied Monday–Friday schedule between 7:15 a.m. and 5:45 p.m., along with one Saturday morning rotation per month (7:45 a.m.–12:15 p.m.).

As a Universal Banker, you will play a vital role in delivering exceptional customer service while offering a full range of banking products and services. You’ll assist customers with everyday financial transactions, respond to account inquiries, open new deposit accounts, and provide personalized product recommendations, all in an efficient, friendly, and professional manner.

Candidates should be flexible, as this role may work at any of our Winona branch locations based on business needs.

Must have strong communication skills, comfortable with extensive customer contact, have sales experience, previous cash handling skills, and a strong ability to multi‑task and prioritize. Banking experience is a plus.

Merchants Bank offers competitive wages and benefits for our full‑time employees including health, dental, life, disability and vision insurance; flexible spending accounts, 401(k) and ESOP retirement plans; bonus plan; paid time off; tuition reimbursement; and a variety of voluntary supplemental insurance options.

Please click on Apply Now or apply in person at Merchants Bank, Winona (102 E 3rd Street). Questions can be emailed to  Merchants Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

As a Universal Banker, you will be responsible for providing exceptional customer service and proactively offering a range of banking products and services to meet the financial needs of our customers. You will serve as a primary point of contact for customers, assisting them with various banking and financial transactions, account inquiries, opening new account relationships and safe deposit boxes, and making product recommendations in an efficient and friendly manner.

The Universal Banker will play a crucial role in building customer relationships. You will also play an important role in fraud prevention.

Level I :

• Open & maintain basic checking and savings deposit accounts
• Process banking transactions in the Teller area
• Open, close and maintain safe deposit boxes
• Serve as a Vault Attendant if needed in the Branch
• If person is doing more than 50% Teller work, they may report to the Lead Teller and be considered in the Teller Department
• Education required:
  
  High school diploma or equivalent

• Ensure that internal and external customers receive outstanding service from every employee (and speak up when they do not).
• Be efficient and accurate when processing customer transactions, as outlined in current policies and procedures.
• Provide excellent customer service by greeting customers, seeking to understand their needs, and offering them personalized solutions.
• Provide high‑quality consultative conversations to uncover needs and opportunities.
• Resolve customer issues and concerns promptly and effectively; escalate when needed.
• Be proficient and happily able to assist customers on the systems including internet banking products, bill pay, e‑statements, mobile banking, telephone banking and anything else the customer may need assistance with.
• Stay calm, professional and focused under pressure.

• Build strong relationships with customers to understand their financial goals and identify opportunities to meet their needs.
• Foster long‑term customer loyalty through ongoing relationship management and exceptional service.
• Build strong internal relationships with immediate coworkers as well as Merchants Bank employees in all shared services areas.

• Meet or exceed individual sales targets for banking products (such as deposit accounts, loans and credit cards).
• Conduct outbound sales activities (such as prospecting, lead generation, and follow‑up on sales opportunities) as directed by supervisor.
• Collaborate with other team…