Commercial Credit Officer; Wilmington, NC

Responsibilities

• Support loan production while guaranteeing compliance with all applicable risk policies, procedures and mitigants
• Examine loan transactions and portfolios across the bank’s Small Business Banking lending groups
• Promote a collaborative process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
• Approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
• Support credit functions within the Credit Team
• Apply credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
• Partner with departments involved in loan production to ensure smooth execution
• Collaborate with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
• Assert a high standard of regulatory awareness including BSA, AML, CIP, and OFAC

• 5+ years of financial analysis including underwriting of commercial loan credits
• Travel required
• SBA 7(a) and SBA 504 experience preferred
• Commercial lending and sales experience preferred

For immediate consideration, please click “Apply” and use Job Code . You may also send a copy of your resume to: resum and enter only the following job code in the subject line: . Lewis James Professional is an Equal Opportunity Employer. M/F/D/V