Senior Commercial Credit Officer; Wilmington, NC

Senior Commercial Credit Officer

Lewis James Professional is a woman-owned staff augmentation, project consulting and direct hire search and placement firm. We are currently seeking a Senior Commercial Credit Officer for a direct hire opportunity with a financial services client.

Responsibilities:

• Maintain loan production while ensuring compliance with all applicable risk policies, procedures and mitigants
• Evaluate loan transactions and portfolios across the bank’s Small Business Banking lending groups
• Participate in a collective process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
• Review and approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
• Help with credit functions within the Credit Team
• Use credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
• Collaborate with departments involved in loan production to ensure smooth execution
• Connect with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
• Sustain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC

Qualifications:

• 5+ years of financial analysis including underwriting of commercial loan credits
• 3+ years of experience decisioning commercial loan credit approvals
• In-depth knowledge of bank policies, procedures, and criteria
• In-depth knowledge of SBA, USDA, and other Government program guidelines
• Commercial lending and sales experience preferred

For immediate consideration, please click “Apply” and use Job Code . You may also send a copy of your resume to: resum and enter only the following job code in the subject line: . Lewis James Professional is an Equal Opportunity Employer. M/F/D/V