Quality Control Analyst II

Anza MI is a fintech startup using technology and analytics to drive growth & innovation within the US mortgage market.

Our mission is to empower home ownership by mitigating credit risk through mortgage insurance. We strive to leverage technology and operational excellence to deliver exceptional service to our lender and servicer partners, offer reliable and secure capital support for our insureds, generate leading returns for our shareholders, and foster a fulfilling, rewarding environment for our team members.

We differentiate ourselves by designing, architecting, and developing our operating systems in-house. This unique approach creates a platform tailored to the needs of today's housing market. It positions us to achieve unparalleled processing efficiency and adaptability to changing industry standards and customer demands. Fundamentally, we are a process optimization company that harnesses technology to revolutionize the mortgage insurance experience and fulfill our mission.

We dedicate ourselves to provide competitive pricing tailored to risk profiles. Our commitment to our partners goes beyond pricing and product offerings. We prioritize a customer‑centric approach focused on meeting customer needs and enhancing their experience. This approach is underpinned by transparency throughout the process and prompt issue resolution.

Risk Management is our foundation. Our risk management framework uses advanced technology, innovative strategies, and modern modeling techniques to manage risks ranging from credit risk to information security risk. Our customers and partners can rely on us to handle their information with the utmost care and responsibility. Our dedication to risk management is designed to reassure our partners about our stability and reliability.

Anza Mortgage Insurance is seeking a detail‑oriented and highly analytical Quality Control (QC) Analyst to support our quality control review process. The QC Analyst II plays a critical role in ensuring the accuracy, completeness, and compliance of loan files submitted for mortgage insurance coverage. This position is responsible for performing

comprehensive post‑close file reviews, validating underwriting decisions, identifying defects or documenting gaps, and ensuring adherence to agency, investor, and Anza Mortgage Insurance (MI) guidelines.

• Validate that the file meets MI guidelines and GSE eligibility requirements.
• Confirm accuracy and completeness of the loan file data points and underwriter findings before final finding determinations are made.
• Review supporting loan documentation (e.g. credit, collateral, income, assets, and final loan docs) for accuracy and compliance with agency and Anza MI guidelines.
• Document clear, defensible rationales for findings, escalations, and final outcomes.
• Stay updated on industry regulations, guidelines, and best practices to ensure ongoing compliance and quality improvement.
• Actively seek out and participate in training and professional development opportunities to deepen expertise in mortgage insurance products, underwriting principles, regulatory changes, and evolving GSE requirements, ensuring all knowledge remains current and comprehensive.

• Direct mortgage or MI experience is required. (e.g., MI, lender, servicer, correspondent, or GSE).
• Minimum of 2 years of experience in quality control, quality assurance, processing, loan officer assistant, post closing, underwriting or compliance within the mortgage insurance or financial services industry.

• Knowledge of mortgage insurance products, underwriting processes, and regulatory requirements.
• Excellent analytical skills.
• Detail‑oriented with a strong focus on accuracy and compliance.
• Effective communication and interpersonal skills, with the ability to collaborate with diverse teams.
• Familiarity with quality control software and tools

• Knowledge of mortgage insurance products, mortgage underwriting processes, and regulatory requirements.
• Excellent analytical skills with the ability to interpret complex data and identify trends.
• Detail‑oriented with a strong focus on accuracy and compliance.
• Effective communication and interpersonal skills, with the ability to collaborate with diverse teams.
• Proficiency in quality control software and tools.

• Hybrid culture in Wilmington, NC focused on meaningful in‑person collaboration.
• Competitive Compensation – Including salary and performance bonuses.
• Comprehensive Benefits – Health, dental, vision, and mental wellness support.
• Retirement Savings – 401(k) with company matching.
• Career advancement opportunities with business growth.
• Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
• Perks & Extras – Generous PTO, team events, wellness programs, and more.