Senior Credit Risk Analyst

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This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

Join a fast-growing fintech that’s redefining how consumers access credit through innovative, data-driven lending.

As a Senior Credit Risk Analyst
, you’ll take a leading role in shaping how new customers are acquired and underwritten — blending analytics, strategy, and commercial judgment to fuel sustainable growth.

This is a chance to make a measurable impact on credit policy and portfolio performance within a company where your insights directly influence outcomes.

You’ll own analytics and strategy across the early stages of the credit lifecycle — from acquisition through underwriting and policy optimization.

• Design, test, and optimize acquisition and underwriting strategies that balance growth with credit quality.
• Use SQL and Python to analyze portfolio trends and uncover performance insights.
• Partner with data science, product, and finance teams to bring analytical ideas into production.
• Monitor credit metrics, detect early signals of change, and adjust policy frameworks proactively.
• Contribute to the evolution of credit governance and measurement standards
  .

• 2–4 years of experience in credit risk, strategy, or portfolio analytics (cards, personal loans, or consumer lending preferred).
• Technical proficiency in SQL (Python or R a plus).
• Deep understanding of credit policy, underwriting, and acquisition strategy
  .
• Ability to translate complex data into actionable, commercially sound recommendations.
• Strong communication and stakeholder influence skills.

• High-impact role in a mission-driven fintech with big growth ambitions.
• Exposure to senior leadership and visibility across the full credit lifecycle
  .
• Competitive compensation, performance bonus, and long-term career growth.
• Collaborative, innovative culture where data drives every decision.

📩
Ready to help shape the strategy behind the next generation of lending?

Apply now to join a team where analytics meet innovation.

• Mid-Senior level

• Full-time

• Analyst