Mortgage Loan Officer

Job Description

The primary purpose of this position is to work with Ent's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan officers respond to and follow up on member inquiries that come from multiple sources. The loan officer will collect and analyze the member's financial information and assess the member's financing circumstances to determine which mortgage product might best fit their needs.

This includes reviewing competing offers from other mortgage lenders and understanding the positive and negative features of many loan products.

_ This position will support our continued growth in Larimer, Weld, and Boulder counties. The office location will be flexible and determined upon hire to best accommodate the candidate's location. Candidates should be prepared to travel and work throughout the assigned territory as needed._

• External Realtor/Business development contacts, events, shows, seminars, education, committees.
• Take applications and review initial findings & decision.
• Analyze asset, income and DU required data independently.
• Collect data and appraisal fees.
• Continuing education.
• Refer to other Ent departments (EIS/CRE/Etc).
• Bank Secrecy Act:
  Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

• High School Diploma/G.E.D. or equivalent.
• REQUIRED: 1+ years' of mortgage industry origination or sales experience.
• PREFERRED : 5+ years' of mortgage experience with 2+ years in mortgage sales origination.

• Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements.
• Understanding of Non-profit down payment programs available to members.
• Desktop Underwriter (DU) knowledge.
• Strong technical experience to include; PC's, excel, database software and web knowledge.
• Strong external sales and networking skills.
  
  Excellent communication skills.

• REQUIRED: NMLS Registration in good standing.
• REQUIRED: Driver's license with acceptable driving record.

• Standing - Occasionally
• Walking - Occasionally
• Sitting - Frequently
• Lifting - Rarely (40 Lbs)
• Carrying - Rarely
• Pushing - Rarely
• Pulling - Rarely
• Balancing - Rarely
• Kneeling - Rarely
• Crouching - Rarely
• Crawling - Rarely
• Reaching - Occasionally
• Handling - Occasionally
• Grasping - Occasionally
• Feeling - Occasionally
• Talking - Frequently
• Hearing - Frequently
• Repetitive Motions - Frequently
• Eye/Hand/Foot Coordination - Occasionally
• Noises louder than normal speaking volume - Occasionally
• Temperature Changes - Rarely
• Atmospheric Conditions - Rarely

The pay range for this position is: $66,000.00 per year.

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

This position is eligible for a monthly incentive plan.

Benefits Summary Sheet

At Ent Credit Union, we offer a comprehensive benefits package, including:

• Health Benefits: Affordable insurance, 24/7 doctor access, and a nationwide provider network.
• 401(k): 3% automatic contribution after three months, plus up to 6% matching.
• Paid Time Off: During your first year, enjoy 16 days of paid time off (PTO) plus 9 paid holidays. And it grows from there.
• Volunteer Time Off: Paid time off to give back to the community.
• Education Support: Up to $10,000 annually for higher education and assistance for certifications.
• Exclusive Discounts: Significant savings on home, car, and personal loans.

For more information about our outstanding benefits please visit our careers page at

We anticipate this position to close on 1/28/2026. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.

41 CFR 60-1.35(c)