Underwriting & Collections Associate

Overview

The Underwriting & Collections Associate will help manage the loan process (origination, underwriting, collections (3rd party), etc.) while aligning the company to make consumer loans for semi-trucks within corporate and legal guidelines. This position is a performance based, hands-on, customer-focused role that is responsible for following the company’s underwriting and collection practices.

• Build customer relationships
• Conduct customer interviews during the underwriting process
• Follow underwriting guidelines
• Ability to analyze credit reports
• Knowledge of loan documentation preparation
• Ensure all lending procedures comply with legal regulations and guidelines
• Process payments
• Manage repossessions
• Skip tracing
• Monitor/process payments
• Work with repossession companies
• Knowledge of state and federal regulations for the industry

• 3+ years of experience in the underwriting and collections field, preferably in the subprime consumer industry
• Effective communication, negotiation, and problem-solving skills
• Ability to interact with customers in a professional, tactful, and sensitive manner
• Extremely detail oriented and organized
• Strong analytical, interpersonal communication and writing skills
• Innovative and critical thinking with the ability to solve problems
• Available to work a flexible work schedule
• Bilingual (English/Spanish) preferred
• Degree preferred, but not required

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.