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No-Fault Claims Specialist

Job in West Des Moines, Polk County, Iowa, 50265, USA
Listing for: Farm Bureau Financial Services
Full Time position
Listed on 2026-01-28
Job specializations:
  • Insurance
    Insurance Claims, Insurance Analyst, Underwriter
Salary/Wage Range or Industry Benchmark: 55000 - 75000 USD Yearly USD 55000.00 75000.00 YEAR
Job Description & How to Apply Below

Overview

No-Fault Claim Specialist

Do you thrive in a work environment where you must multi-task and have strong organizational skills? Are you a go-getter with high initiative and a positive attitude? Do you have past Med Pay/PIP or Casualty Claims experience and a strong customer service mindset? If so, this No-Fault Claims Specialist opportunity could be a great fit for you!

With Farm Bureau Financial Services, our client/members can feel confident knowing their family, home, cars and other property are protected. We value a culture where integrity, teamwork, passion, service, leadership and accountability are at the heart of every decision we make and every action we take. We’re proud of our more than 80-year commitment to protecting the livelihoods and futures of our client/members and creating an atmosphere where our employees thrive.

What

You’ll Do

As a No-Fault Claim Specialist, you will review, investigate, and evaluate medical and Personal Injury Protection (PIP) claims. You will project a positive image of Farm Bureau by fairly and efficiently negotiating and settling claims with all customers. You will also assure claims are settled in accordance with regulations and policy language by reviewing medical bills submitted for accuracy, necessity and reasonableness.

You will be responsible for adjusting or denying claims, considering deductible amounts and policy limits. You will take recorded statements from claimants and witnesses, as well as work with defense and plaintiff attorneys to settle claims. It is your responsibility to ensure only justifiable claims are paid by the company by reviewing the policy and external medical records to determine applicable coverage.

What

does it take to join our team?
  • College Degree or equivalent is required, plus 3-5 years of relevant experience
  • Strong negotiation and communication skills are required in order to explain your decisions to insureds, claimants, attorneys, and agents.
  • Effective time management skills in order to process claims within state mandated time frames.
  • Strong written communication skills are important to properly document internal claim systems as well drafting correspondence to internal and external customers.
  • Strong knowledge of medical terminology and procedures is imperative to be successful in this role.
  • You will be expected to learn and keep up to date on Unfair Claims Practice Act, policy knowledge, and other governmental or company rules and regulations.
  • This position will be located out of our West Des Moines, IA location. After 90 days this job is eligible for our hybrid work arrangement (2 days remote, 3 days in office).
What We Offer You

When you’re on our team, you get more than a great paycheck. You’ll hear about career development and educational opportunities. We offer an enhanced 401K with a match, low cost health, dental, and vision benefits, and life and disability insurance options. We also offer paid time off, including holidays and volunteer time, and teams who know how to have fun. Add to that an onsite wellness facility with fitness classes and programs, a daycare center, a cafeteria, and for many positions, even consideration for a hybrid work arrangement.

Farm Bureau....where the grass really IS greener!

Work Authorization/Sponsorship

Applicants must be currently authorized to work in the United States on a full-time basis. We are not able to sponsor now or in the future, or take over sponsorship of, an employment visa or work authorization for this role. For example, we are not able to sponsor OPT status.

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