Underwriter, Finance & Banking

About Acrisure

A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting-edge technology and top-tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services – and more.

About Acrisure — A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting-edge technology and top-tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services – and more.

In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible.

The Employee Benefits Underwriter analyzes information to create and assist with delivery of financial deliverables for current and prospective clients with complex benefit programs. Financial deliverables include financial and contractual analysis, claims utilization analysis and modeling, renewal projection and premium rate analysis and modeling.

• Evaluates the financial risk of medical & ancillary benefits for clients and prospective clients
• Proficiently communicates with internal/external customers
• Utilizes group experience and demographic analysis to drive future strategies such as plan changes, stop loss levels, funding changes, & contributions
• Utilizes analytical tools to develop alternative strategies, plan modeling and cost reduction opportunities
• Works with the Consulting Team Members to create Request for Proposals (RFPs) for carriers and manages the financial aspects of the renewal
• Evaluates and explains financial analyses to internal team
• Presents an explanation of financial analyses/strategies to external clients
• Interfaces directly with clients to provide expert underwriting review to explain financial analysis and renewal materials
• Performs technical analysis of group insurance contracts and financial arrangements
• Responsible for understanding and to expertly explain external market influencers and internal experience trends driving benefit costs to clients
• Analyzes and prepares reporting package in accordance with client service calendar financial meetings (e.g. post-renewal, mid-year, pre-renewal, renewal). Reporting package may include but are not limited to: periodic claims utilization, trend and lag analyses, rate and contribution analysis, market analysis, financial funding analysis, renewal rate and funding projections and modeling
• Works with the Consulting Team members and insurance carriers on new business quotes and renewals to include related activities such as: requesting quotes, evaluating option, negotiation of rates and benefit features and, preparing renewal or new plan options with executive summary
• Works closely with Consulting Team Members to ensure strategic objectives of client are clearly articulated and that all client deliverables deliver proactive solutions in line with client strategic objectives
• Acts as a resource for Consultants and Sales Executives to develop strategic plans and solutions for prospects and clients and prospects
• Mentor and assist with training junior analysts/account managers
• Set priorities for analytical work to meet deadlines
• Participate in training programs to enhance benefit industry knowledge

• Bachelor’s degree with major in related field or equivalent education and experience
• A minimum of three (3) to five (5) years of directly related experience in the analysis of employee benefit programs and health insurance
• Must hold state Health & Life insurance licenses or willing to obtain one within an agreed upon timeframe
• Strong benefit product knowledge required; including, but not limited to, Medical, Dental,…