Financial Credit Risk, Senior Associate

Financial Credit Risk, Senior Associate

Join PwC’s Balance Sheet Management practice in Financial Risk and Regulatory services. As a Senior Associate, you will help business leaders embed proactive, dynamic risk‑management capabilities and mindsets into their corporate business practices. Your role will span strategy to implementation, assisting clients with gap assessments, designing and implementing asset and liability management processes, funding and liquidity planning, stress testing, and capital management.

You’ll build tools that enable clients to use capital and liquidity resources efficiently, consistent with regulatory expectations.

Specialty/

Competency:

Financial Risk

Industry/Sector:
Banking and Capital Markets

Time Type:
Full time

Travel Requirements:
Up to 60%

To thrive at PwC, you will be a purpose‑led, values‑driven leader at every level. Our global leadership development framework, PwC Professional, provides a single set of expectations across lines, geographies, and career paths, and outlines the skills required for success.

• Use feedback and reflection to develop self‑awareness, personal strengths, and address development areas.
• Delegate to others to provide stretch opportunities, coaching them to deliver results.
• Demonstrate critical thinking and the ability to bring order to unstructured problems.
• Use a broad range of tools to extract insights from current industry or sector trends.
• Review your work and that of others for quality, accuracy and relevance.
• Know how and when to use appropriate tools for a given situation and explain the reasons for this choice.
• Seek and embrace opportunities that give exposure to different situations, environments and perspectives.
• Communicate in a clear, structured manner when influencing and connecting with others.
• Read situations and modify behavior to build quality relationships.
• Uphold the firm’s code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics, including: organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) processes and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support clients in addressing key market challenges.

• Minimum Degree
  
  Required:
  
  Bachelor’s Degree
• Minimum Years Of
  
  Experience:
  
  3 years
• Preferred Degree: Master’s Degree
• Preferred Fields Of Study: Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics

• Experience in commercial and retail lending and credit process redesign initiatives.
• Familiarity with conducting credit risk processes, underwriting, credit analysis, and risk rating assignment.
• Developing, applying, and validating commercial credit risk methodologies and models.
• Creating and executing design and application of credit risk reporting and analytics.
• Knowledge of Allowance for Credit Losses, CECL methodology, US GAAP, and IFRS 9.
• Experience with commercial credit regulatory guidance covering CECL and credit risk review systems.
• Completion of a formal credit training program.
• Proficiency in MS Office (Word, Excel, Access, PowerPoint) and familiarity with commercial loan types and credit risk workflow tools.

Learn more about how we work: (Use the "Apply for this Job" box below).-work

PwC does not intend to hire experienced or entry‑level job seekers who will require H‑1B sponsorship, except as stated in its policy: .

As an equal‑opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race, color, religion, national origin, sex (including pregnancy, sexual orientation, and gender identity), age, disability, genetic information, veteran, marital, or citizenship status, or any other status protected by law.

The salary range for this position is $77,000 – $202,000, plus a discretionary annual bonus. Compensation depends on skills, experience, qualifications, location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401(k), holiday pay, vacation, and personal and family sick leave. View benefits at a glance: .