Senior Accountant, Lending

Senior Accountant, Lending at National Housing Trust.

National Housing Trust has been dedicated to creating and preserving affordable housing for almost 40 years. We build, preserve, and finance affordable housing and use that expertise to inform and advance resident‑focused solutions to strengthen the broader affordable housing industry.

$90,000.00/yr – $/yr

To be considered for this position, you must apply through NHT’s hiring portal: NHT Career Page. No phone calls, please.

The Senior Accountant, Lending reports to the Assistant Controller, Corporate Accounting and Treasury. Responsibilities include supporting day‑to‑day accounting operations for NHT Lending entities and subsidiaries, ensuring accurate and timely recording of financial transactions, month‑end close tasks, and project‑level financial reporting. The role works closely with real estate‑focused members of the Finance team to ensure accurate accounting treatment of loans that directly support NHT’s real‑estate portfolio.

This position is DC‑based and qualifies for a hybrid work schedule, requiring a minimum of two days per week (Tuesdays and Thursdays) at NHT’s corporate office.

• Demonstrate understanding of all aspects of lending operations at NHT.
• Review lending transaction disbursement requests and validate account coding distribution for accuracy via NHT Accounts Payable disbursement system (Avid Xchange).
• Ensure that all transactions recorded in the loan servicing system are accurately transferred to the general ledger, including funding/pay‑off transactions, interest capitalizations, interest accruals, interest payments, changes to loan loss reserves, and charge‑offs.
• Record and maintain support for daily lending receipts recorded to the general ledger; allocate receipts to the correct loan project, principal, interest, and fee accounts.
• Record revenue recognition transactions for revenue related to private grants, CDFI awards, and other federal awards.
• Assist investors with queries related to covenant tracking and financial reporting requirements.
• Work with lending department staff to obtain reports from the loan system to support various lending transactions; create invoices and track expenses related to loan closings; collaborate on system implementation and troubleshooting with vendors.
• Support project management in the accounting system for tracking transactions by projects; create new projects for grants and loans; make grant and loan projects inactive following completion and loan closing/payoffs; advise lending staff on coding FTE hours to meet the budget for grants.
• Monitor cash balances and coordinate with lending department staff on various account transfers.
• Track compliance for business licenses, charitable registrations, state annual reporting, and other compliance tasks as assigned.
• Coordinate with Real Estate Development and Finance team members to ensure lending transactions are aligned with project‑level accounting and reporting requirements.

• Prepare bank reconciliations for lending entities and subsidiaries for review; investigate any uncleared or outstanding reconciling items.
• Perform month‑end close tasks for lending entities and subsidiaries; complete monthly loan accounting close procedures and deliverables including journal entries, reconciliations, and preparing financial statement reports in accordance with US GAAP.
• Use the accounting task management tool, Flo Qast, for reconciliation preparation and completion of month‑end close.
• Create, maintain, or review supporting schedules and analyses for various general ledger accounts, including but not limited to reconciliation schedules for loan receivables and loan payables by project.
• Review general ledger activity and calculate monthly accruals and prepayments.
• Collaborate with real estate finance staff to reconcile loan‑related transactions and ensure proper classification and reporting of real‑estate–related lending activities.
• Identify and research explanations for any reconciliation variances and work with lending team staff to propose timely…