Financial Modeler

We are looking for a proficient Financial Modeler to review, improve, and utilize financial models for our financial advisory services contract supporting a large federal loan program client. The successful candidate will work on commercial and industrial loan transactions under general supervision by a Project Manager.

• Review and audit financial models provided by loan applicants for transactions ranging from $10 million to $150 million.
• Recommend edits and modifications to financial models to ensure accuracy and compliance with client loan program requirements.
• Develop independent financial models capable of evaluating alternative financial structures.
• Run sensitivity analyses and stress tests to support and inform financial recommendations and credit assessments.
• Prepare amortization schedules for proposed client loan program credit instruments, showing debt service coverage for all debt obligations.
• Perform detailed financial calculations and establish key financial ratios.
• Assist in credit assessments and loan agreements documentation by providing modeling insights.
• Collaborate with Financial Analysts, Credit Underwriters, and Subject Matter Experts to enhance overall financial evaluations.

• Ten years of financial modeling experience with an undergraduate degree, or six years with a related master's degree in finance, economics, or related field.
• Strong financial modeling and analytical skills, particularly in commercial and industrial lending.
• Excellent problem-solving and communication abilities.
• Proficiency in advanced Excel functions and financial modeling best practices.
• Experience with modeling complex loan structures and performing sensitivity analyses.
• Ability to obtain and maintain necessary security clearances.

Ryde is an Equal Employment Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by law. Ryde will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.