Credit Analyst

Duties

The Credit Analyst position performs support duties for the Commercial Loan Department including credit analysis, financial statement analysis, global cash flow and collateral analysis, collateral audits, and review of financial covenants in preparation of Loan Submissions and Credit Memos. As a Credit Analyst you will:

• Use technology available to prepare financial statement spreadsheets for further analysis.
• Analyze financial statements of prospective or existing customers as part of a new loan request, renewal or annual review.
• Assist the Commercial Banking Officers in the preparation of credit approval or review documents in accordance with loan policies.

• B.S. in Business Administration, Finance, Accounting, or related field required
• Proficient PC skills with emphasis on Microsoft Word, Excel, and Outlook
• Six months to one year of formal commercial Credit Department training preferred.

Hours:

Monday - Friday 8:00-5:00

Lake City Bank is proud to be an equal opportunity employer committed to a diverse, inclusive. Employment at Lake City Bank is based solely on business needs, a person’s merit, and qualifications, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, protected veteran status, or any other characteristic protected by law. Lake City Bank will not tolerate discrimination or harassment based on any of these characteristics.

Applicants have rights under Federal Employment Laws.