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Final Expense Life Insurance Telesales Agent

Job in Waco, McLennan County, Texas, 76796, USA
Listing for: Lumis Financial Group
Full Time, Part Time position
Listed on 2026-01-31
Job specializations:
  • Sales
    Insurance Sales
  • Insurance
    Insurance Sales, Life Insurance
Job Description & How to Apply Below
Position: Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Waco, United States | Posted on 01/12/2026

This is a business opportunity
, not a traditional job.

We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission, 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.

If you are looking for hourly pay, part-time work, or a “side hustle,” this role is not a fit.

What You’ll Be Selling

Final Expense Life Insurance

Phone-based (telesales) model

Helping families protect loved ones from end-of-life expenses with dignity and care

Licensing Requirements

Agents must be licensed in 6 states

If not currently licensed,
we provide guidance and support for completing state-mandatory pre-licensing courses

Licensing and appointment timelines must be met promptly

Compensation Structure

100% commission

No salary, no hourly pay

Unlimited earning potential

Average earnings (new, non-experienced agents):

High performers (trained and consistent):

Earnings are based on earned income
, not APV

Carriers You’ll Work With

You’ll have access to multiple top-tier, A+ rated carriers
, including:

  • Mutual of Omaha
  • Royal Neighbors
  • AIG / Corebridge
  • And other highly respected national carriers
Requirements Leads & Investment

Agents purchase their own leads through our proven lead generation system

This system provides access to high-intent “A” leads
This role requires a financial investment in leads, licensing, and business setup

We teach you how to work the system profitably
, but ownership and responsibility stay with you.

Who We’re Looking For

This opportunity is ideal for individuals who have:

  • Strong critical thinking and problem-solving skills
  • A high work ethic and personal accountability
  • A deep desire for financial growth and independence
  • Coachability and the ability to follow proven systems
  • Emotional maturity and professionalism when working with families
Commitment Expectations

Full-time only

No part-time, side gigs, or focus

Willingness to treat this as a real business
, not a temporary role

Why This Opportunity

Proven systems and structured training

Access to high-quality carriers and lead sources

Clear income path for motivated producers

True ownership over your schedule, income, and growth

If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.

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