Junior Secondary Market Analyst

Here at Atlantic Bay, we focus on genuinely caring for both our customers and team. We pride ourselves on being adaptable and energetic, especially in fast-paced environments! Our goal is to continuously inspire growth, for each of our team members to reach their goals and aspirations, all the while having fun. We’re in the business of lending peace of mind, whenever, wherever, however.

Atlantic Bay Mortgage Group, recently voted #1 in the nation as the best large mortgage company to work for by National Mortgage News, is seeking a Junior Secondary Market Analyst to join our team located in Virginia Beach, Virginia
! This is an entry level role to support daily lock desk and secondary operations activities.

• Reviewing and accepting rate lock submissions; confirming pricing, product eligibility, and completeness using internal systems and PPE/scenario tools.
• Ensuring lock data accuracy (product, price, loan program, dates, compensation, and required fields).
• Processing and documenting lock changes including extensions, relocks, cancellations, and pricing adjustments, ensuring accurate terms and audit-ready notes.
• Distributing lock confirmations and communicating lock status and changes to internal partners.
• Processing best effort locks and state agency/bond program locks through investor websites/portals.
• Validating guideline eligibility and troubleshooting routine issues; escalating exceptions as needed.
• Maintaining investor pipelines and keeping loan lock status current and accurate.
• Generating daily lock and pipeline reports; reconciling discrepancies and correcting errors promptly.
• Responding to routine phone/email inquiries from Sales and Operations with professionalism and urgency.
• Serving as a resource for basic lock/secondary workflow questions; partnering effectively with Underwriting, Closing and Funding.
• Performing other duties as assigned.

• 0–2 years of experience in mortgage lending, banking operations, financial services operations, or a related field (mortgage exposure strongly preferred)
• Familiarity with a mortgage LOS and/or PPE/lock desk platform preferred
• Understanding basic mortgage products (Conventional, FHA/VA/USDA, bond/state agency programs) preferred
• Prior experience supporting a lock desk, secondary marketing team, or investor delivery workflow preferred
• Proficiency in Microsoft Excel and Outlook; ability to learn new systems quickly
• Strong attention to detail and comfort working with numbers, pricing, and time-sensitive transactions
• Ability to prioritize multiple tasks and maintain accuracy under tight deadlines
• Strong communication skills and a customer-service mindset for internal partners

Atlantic Bay offers a dynamic benefits package that includes a competitive base salary, eligibility for monthly bonuses, health insurance, 401(k), PTO, paid volunteer time and your birthday off with pay! Who doesn't love that!

If you have a passion for helping people lead their best life;
Come ride the wave home to Atlantic Bay!

#Grow With Us  #Work Life Balance

Virginia Beach
600 Lynnhaven Pkwy
Suite 100
Virginia Beach, VA 23452, USA

Equal Opportunity Employer
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