Hybrid Mortgage Underwriter

TEKsystems

TEKsystems is seeking qualified candidates for several Mortgage Equity Underwriter positions with a local Fortune 100 Credit Union.

Schedule:

Monday - Friday, 8:00 AM - 4:30 PM local time.

Basic

Purpose:

To evaluate and underwrite Equity loans offered by the Credit Union according to specific state and federal requirements to limit the risk exposure of the mortgage portfolio. The role involves analyzing loan documentation, making appropriate loan decisions, and resolving issues or providing recommendations.

Location:

Hybrid schedule, 3 days a week onsite required in Pensacola, FL;
Winchester, VA; or Vienna, VA.

• Analyze mortgage loan information on loan documents such as income, assets, and credit criteria to confirm loan eligibility based on company, local, and federal guidelines and investor requirements.
• Analyze exceptions and rejections; recommend alternative mortgage products that could bring the loan within guidelines.
• Analyze self‑employed borrower income documentation.
• Approve equity loans and authorize loan disbursements after a complete analysis of submitted documentation and applicable rules and regulations.
• Determine the acceptability and marketability of the real‑estate property to ensure sufficient collateral.
• Prepare and present counter‑offers on marginal loans; prepare adverse action (loan disapproval) notifications in compliance with regulatory agencies.
• Work closely with loan originator and processor to ensure all required data and documentation is obtained.
• Review and understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
• Maintain current knowledge of all equity products and guideline changes that impact mortgage loan processing.
• Assist in the ongoing maintenance of online underwriting manuals.
• Exercise judgment and discretion to analyze and solve more complex or unusual problems; may modify processes and develop alternate courses of action.

• Minimum 3 years of mortgage underwriting experience.
• In‑depth knowledge of underwriting principles, secondary market (FNMA/FHLMC) and/or government (FHA/VA) guidelines, and relevant regulatory requirements.
• Strong organizational skills and ability to handle multiple tasks simultaneously with high accuracy in a fast‑paced environment.
• Strong verbal, written, and interpersonal communication skills, including experience counseling, negotiating, or explaining decisions to members and vendors.

This is a Contract to Hire position based out of Vienna, VA.

The pay range for this position is $19.29 – $36.29 /hr.

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – pre‑tax and Roth post‑tax contributions available
• Life Insurance (Voluntary Life & AD&D for employee and dependents)
• Short and long‑term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

This is a hybrid position in Vienna, VA.

This position is anticipated to close on Mar 11, 2026.

If interested and you meet the requirements/qualifications, please apply with an updated resume.

We’re partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real‑world application, we work with progressive leaders to drive change.

The company is an equal‑opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.