Director, Cash Products, TB

Job Summary

Be responsible for Cash strategy alignment and execution. Responsible for new offering end-to-end product design, development, maintenance and commercialization throughout the solution life cycle. Work closely with local stakeholders, regional and global product partners to ensure proper governance and risk control.

Local Product Manager to take the overall responsibilities for payment products (domestic payments / collections and international payments/collections):

• responsible for product strategy alignment and execution.
• responsible for new offering end-to-end product design, development, maintenance, and commercialization throughout the solution life cycle.
• work closely with TB Sales and CIB coverage to steer the commercial drive of payment volume growth
• collaborate with local stakeholders, regional and global product partners to ensure proper governance and risk control.

• Individual contributor role to deliver business revenue target and execute product agenda.
• Jointly responsibility with Payment Team Head for delivering the revenue and cost numbers.
• Lead with revenue initiatives- repricing, sales campaigns, utilisation, RIWAC usage
• Interpret and analyse product performance, analyse data, provide forecasts.
• Product standard pricing and costing models; ‘say’ in any pricing deviations.
• Initiatives to drive down costs, streamline operating processes and enhance revenue
• Actively contribute to the overall business strategy; develop tactical plans to achieve our long-term vision and leadership

• Customise Group products to meet local requirements; ensure legal and compliance (both internal and external) issues are adhered to
• Establish market reputation as experts; speak at conference, contribute articles, media interviews, organise round tables etc
• Promote internal culture of communication, recognition and teamwork.
• As local product owner of assigned product, to comply with the roles and responsibilities stipulated from group product governance handbook, and “Product Approval and Governance Guide” approved by SCB China’s Risk Committee

• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Internal

• Regional Head, Cash
• Country Cash Heads within Region
• Country Banking Head and Country CIBMT
• Country Operational Risk, Finance, GT, HR, Legal, Credit risk & Compliance
• Business Managers in other parts of SCB, regionally

External

• Major Clients, particularly those were playing strategic sponsor role
• Key regulators (in-country and global)
• Competitors
• Media
• All stakeholders including Clients, Auditors and Regulators

• Embed Here for good and Group’s brand and values in China [country / business unit / team];
  Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures;
  Multiple functions (double hats); [List all responsibilities associated with the role]
• Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
• 理567;理解、认同并遵守本地法律法规以及渣打内部政策中关于个人问责和职责的要求.
• Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities
• 跟上本地问责法律法规的发展，以有效地确保并强化内控.
• Perform job duties with diligence,…