Mortgage Loan Closer

Overview

Job Title: Mortgage Loan Closer
Location: Draper, UT
Job Type: Full Time
Company: Village Capital & Investment LLC

Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs
, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

• Review fully approved loan files for completeness, accuracy, and compliance with company and investor requirements.
• Prepare and generate accurate closing disclosures, settlement statements, and loan documents.
• Verify fees, payoffs, and wire instructions to ensure accuracy prior to closing.
• Coordinate with title companies, escrow agents, loan officers, and internal departments to facilitate timely closings.
• Review and clear closing conditions in Encompass before release of funds.
• Manage closing timelines to meet funding deadlines and customer expectations.
• Ensure compliance with federal, state, agency, and investor regulations.
• Identify and resolve any closing discrepancies quickly and professionally.
• Maintain accurate documentation and communication throughout the closing process.

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing disclosures, settlement statements, and title documentation.
• Familiarity with FHA, VA, USDA, and conventional loan products.
• Exceptional attention to detail and accuracy under tight deadlines.
• Excellent written and verbal communication skills.
• Ability to multitask in a high-volume, time-sensitive environment.
• Proficiency with Encompass or similar LOS platforms.

• Proficient in Microsoft Office and Google Workspace.
• Strong organizational and time management abilities.
• Experience coordinating with multiple stakeholders under strict timelines.
• Demonstrated problem-solving and critical thinking skills.
• Professional and customer-focused communication style.
• Hands-on experience with Encompass loan origination system (LOS) required.

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

If you're an experienced closer who thrives under pressure and takes pride in delivering accurate, compliant, and timely closings, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to join a team dedicated to excellence in every closing.