Deposit and Payment Processing Specialist- Hybrid

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

The Target Pay Range for this position is $26.35–$32.12 hourly. The full Pay Range is $21.65–$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

In this role, you’ll play a key part in ensuring smooth, accurate, and secure deposit and payment processing that supports thousands of BECU members every day. You’ll use your expertise to process and balance critical financial transactions, maintain the integrity of payment systems, and handle wires, ACH activity, and reconciliation tasks with precision. Your attention to detail and commitment to accuracy will help safeguard our operations while delivering an exceptional experience for members.

By owning these essential processes, you’ll strengthen BECU’s financial stability, uphold compliance standards, and contribute to the overall success of our payment operations. Your work will keep funds moving safely, correctly, and efficiently—directly impacting the trust our members place in us.

• Please note this role is hybrid and requires 2 days onsite/week at Tukwila, WA office.

• Ensure all responsibilities align with BECU Competencies and follow compliance, regulatory, and Information Protection standards to protect members and the credit union.

• Operate image scanners to accurately capture check and remittance documents across multiple work types.

• Ensure check clearing, wire transfers, internal investments, and ACH transactions are completed within strict Federal Reserve time frames.

• Retrieve and post incoming and outgoing wire activity daily so member and internal accounts are properly credited or debited.

• Investigate and resolve internal and external discrepancies by locating and analyzing all potential points of access.

• Maintain communication with financial institutions regarding incoming and outgoing cash letters and return letters.

• Respond to member inquiries quickly, professionally, and accurately—researching exceptions and addressing out‑of‑balance conditions.

• Maintain all Credit Union records in a secure, organized, and compliant manner to protect sensitive information.

• Provide full supporting documentation for charge‑off adjustment items and obtain leadership approval.

• Maintain in‑depth knowledge of Federal Reserve, NACHA, and NWCHA rules governing electronic transfer processes, including checks, deposits, ACH, and wires.

• Understand and follow all Credit Union and departmental services, policies, procedures, and applicable state and federal laws and regulations.

• Perform additional duties as assigned to support team…