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Licensed Mortgage Loan Officer
Job in
Troy, Oakland County, Michigan, 48083, USA
Listed on 2025-12-02
Listing for:
Perry Johnson Mortgage
Full Time
position Listed on 2025-12-02
Job specializations:
-
Finance & Banking
Banking & Finance, Financial Consultant
Job Description & How to Apply Below
- Evaluate loan applications and determine the creditworthiness of applicants
- Conduct thorough financial analysis and assess the risk associated with each loan application
- Negotiate loan terms and conditions with clients to ensure mutually beneficial agreements
- Collaborate with clients to gather necessary financial documents and information for loan processing
- Utilize loan origination software, such as Quicken, to streamline the application and approval process
- Perform credit analysis to assess the likelihood of repayment and adherence to TILA regulations
- Maintain accurate records of loan applications, approvals, and denials
- Collaborate with underwriters and other team members to ensure smooth loan processing
- Stay up-to-date with industry trends, regulations, and best practices in loan origination
- Work with partner lenders such as Rocket, Ameri Save, Loan Depot, Penny Mac, etc.
Qualifications :
- Proven experience in financial sales or a related field
- NMLS license required
- Strong knowledge of loan origination processes and procedures
- Familiarity with accounting software for financial analysis purposes
- Excellent negotiation skills to secure favorable terms for both the client and the bank
- Ability to analyze creditworthiness and assess risk accurately
- Strong attention to detail and ability to work in a fast-paced environment
- Excellent communication skills, both written and verbal
- Ability to build rapport with clients and provide exceptional customer service
Please note that this job description is not exhaustive and additional responsibilities may be assigned as needed.
Job Type : Full-time
Pay : $ - $ per year
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