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Senior Software Engineer - Bank Accounts

Job in Toronto, Ontario, C6A, Canada
Listing for: Mercury
Full Time position
Listed on 2026-01-11
Job specializations:
  • Software Development
    Senior Developer, Software Engineer
Salary/Wage Range or Industry Benchmark: 200700 - 250900 CAD Yearly CAD 200700.00 250900.00 YEAR
Job Description & How to Apply Below
Overview   Senior Software Engineer - Bank Accounts — Mercury
Join to apply for the Senior Software Engineer - Bank Accounts role cury is a financial technology company; banking services are provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust;
Members FDIC.
Mercury’s Bank Accounts team owns engineering for depository accounts—the essential foundation that keeps everything else running. We build systems that are dependable, secure, and scalable to support the business today and for years to come.
What You’ll Do  Lead Projects End-to-End:
Drive technical projects from concept to production. Define solutions, analyze tradeoffs, make critical decisions, and deliver software that works today and is sustainable for tomorrow.
Collaborate Across Functions:
Partner with product, design, and business stakeholders to shape initiatives. Translate between technical and non-technical audiences to ensure clarity, alignment, and buy‑in.
Code Craftsmanship:
Write clear, testable, and maintainable code. Establish patterns and best practices that your team can follow, ensuring long‑term scalability and reliability.
Build for Quality & Sustainability:
Design extensible systems, balance tech debt, plan careful rollouts, and own the quality of your work through post‑launch monitoring.
Think Product, Not Just Code:
Approach problems with a product mindset and care about business impact as well as technical design.
Mentor & Elevate:
Coach engineers on your team by sharing patterns and practices to raise the technical bar and foster sustainable engineering.
What You Bring  Proven experience leading technical projects at scale, including planning, execution, and stakeholder management.
Strong full‑stack engineering skills with deep knowledge of modern web development practices, API design, and system design.
Clear and persuasive communication skills — you can articulate tradeoffs and influence decisions across teams.
A balance of urgency with craftsmanship: shipping fast while maintaining quality engineering.
Creativity and adaptability — you think beyond the obvious and find solutions that move product and business forward.
A track record of mentoring engineers and helping teams grow.
Compensation & Benefits  The total rewards package at Mercury includes base salary, equity, and benefits. Salary and equity ranges are competitive within the SaaS and fintech industry and updated regularly using compensation survey data. New hire offers are based on experience, expertise, geographic location, and internal pay equity relative to peers.
Target new hire base salary ranges for this role:
US employees: $200,700 - $250,900
Canadian employees: CAD $189,700 - $237,100
Equal Employment Opportunity  Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment are considered regardless of race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We provide reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.

If you need assistance or an accommodation, please let your recruiter know once you are contacted about a role.
Legal & Audit Notices  We use Covey as part of our hiring and promotional process for jobs in NYC; some features may qualify it as an AEDT. Covey may receive job requirements and candidate‑submitted applications as part of evaluation. Covey Scout for Inbound has been in use since January 22, 2024. See the independent bias audit report covering our use of Covey.
Seniority level
Mid‑Senior level

Employment type

Full‑time
Job function
Engineering and Information Technology
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Position Requirements
10+ Years work experience
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