Software Engineer- Cloud Platform

Position: Principal.NET Software Engineer- Cloud Payments Platform
Location: Old Toronto

About Versapay 🚀Versapay turns accounts receivable (AR) into a competitive advantage.

Inefficient AR processes slow cash flow and stall growth. Versapay removes friction, unlocks working capital, and accelerates momentum — giving finance leaders the clarity and control they need to drive business forward.

Versapay automates accounts receivable, removing barriers to collecting and reconciling B2B payments. Our solutions connect finance teams, customers, and business systems in one ecosystem to ensure cash flow clarity. With over 10,000 customers and 5M+ companies transacting on the platform, Versapay processes over 110M transactions and $257B annually.

Think you might be the next Veep to join? Read on!!

We are looking for an experienced .NET Principal Software Engineer to evolve and modernize our payments infrastructure, improve scalability and security, and design new distributed services where they add the most value. You’ll have meaningful ownership over critical payment services and the opportunity to influence technical direction across the platform.

You’ll contribute to an established payments platform that our customers use every day, with opportunities to strengthen its architecture and extend its capabilities. You’ll partner closely with Product, Security, Compliance, and Operations, and collaborate with other teams to move shared initiatives forward creating a better experience for our customers.

What You'll Do:

Platform & Architecture:

Own and evolve core payment services for online (CNP), device-based EMV (CP), digital wallets (, Apple Pay, Google Pay), and payment facilitator/orchestration flows.

Modernize and improve existing components into more cloud-native, distributed architectures using containers on AWS/Azure.

Payment Flows:

Own and extend end-to-end payment workflows: authorization, capture, void, refund, tokenization, clearing, funding, settlement, and multi-source reconciliation.

Expand capabilities for international payments, including multi-currency and cross-border flows.

Integrate with payment service providers (PSPs), EMV card readers, and device SDKs using secure, standards-based messaging.

Delivery & Reliability:

Improve and maintain CI/CD pipelines in Git Hub Actions (automated builds, tests, security scans, packaging, deployments).

Design and evolve test automation strategy, covering domain-level logic, API contracts, and integration with external processors and devices.

Strengthen platform reliability through observability (metrics, logs, traces), fault-tolerant design, and automated operational workflows.

Collaboration & Leadership:

Partner with Product, Security, Compliance, and Operations to deliver features that balance customer experience, regulatory requirements, risk, and operational robustness.

Mentor engineers, lead design and architecture discussions, and influence the long-term strategy for the payments platform.

What You'll Bring

Significant experience (typically 10+ years) of professional engineering with expert proficiency in C#, .NET, and SQL.
· Deep experience in payments: online payments, EMV device-based transactions, digital wallets (, Apple Pay, Google Pay), Pay Fac/orchestration flows, bank account rails (ACH/EFT), and international/multi-currency payment flows.

Proven ability to modernize production financial systems into cloud-native, distributed architectures

Familiarity with monitoring and observing distributed systems using modern observability tooling

Proven ability to work cross-functionally with Product, Security, Compliance, and Operations, and to represent engineering effectively to non-technical stakeholders

Experience using AI-assisted development tools to enhance productivity and code quality

Deep hands-on experience with several of the following:

ISO 8583 transaction messaging

ISO 20022 data models and payment messaging

DUKPT key-management and secure device cryptography

Hardware Security Modules (HSMs) and secure key lifecycle

EMV payment kernels and card/device authentication flows

Strong knowledge of:

Modern API and integration design (RESTful services), asynchronous messaging/queueing, caching, event-driven architecture, high-availability patterns

AWS…