Senior Credit Underwriter

The Specialized Lending Account Manager supports underwriting and adjudication activities within an established credit risk framework. This role is responsible for reviewing and adjudicating lending applications secured by insurance and wealth assets, exercising delegated lending authority, and ensuring adherence to credit policies and risk appetite.

This is a hands‑on role requiring strong credit judgment, underwriting experience, and the ability to work independently in a fast‑paced environment.

Key Responsibilities

Review, underwrite, and adjudicate lending applications within delegated lending authority

Perform independent and thorough credit analysis with clear, well‑supported recommendations

Ensure compliance with credit policies, guidelines, and regulatory requirements

Provide clear rationale for credit decisions, including approvals and declines

Escalate applications exceeding delegated authority to appropriate approval levels

Maintain portfolio quality in line with risk appetite and regulatory standards

Partner with internal stakeholders to strengthen risk practices and credit structures

Support portfolio governance, including timely annual credit reviews

Drive continuous improvement in underwriting quality and risk‑based decision making

Required Qualifications

5+ years of experience in commercial banking or lending

Strong understanding of financial services and credit risk principles

Fluent in French and English (spoken, written, and reading)

Ability to work independently and manage multiple priorities

Preferred Qualifications

Experience exercising delegated lending authority or working in credit risk

Exposure to ultra‑high‑net‑worth or private banking clients

Pay Range Information
The expected base salary range for this position is $45 – $47 per hour, depending on experience, skills, and internal equity. In addition to base salary, this role may be eligible for other forms of compensation, including bonuses, commission (if applicable), and/or other incentives, as well as a comprehensive benefits package. Final compensation will be determined based on job‑related skills, experience, and market factors.

AI Disclosure
We may use AI‑enabled and/or automated tools to support parts of our recruitment process, including application screening, interview scheduling, and candidate communications. These tools are used to enhance consistency and efficiency. All hiring decisions involve human review and are not based solely on automated processing.

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