Mortgage Underwriter, Third Party Residential Underwriting – TDMS and Atlantic

Mortgage Underwriter, Third Party Residential Underwriting – TDMS ON and Atlantic

Toronto, ON, Canada

Posted Thursday, February 19, 2026 at 5:00 AM | Expires Saturday, March 7, 2026 at 4:59 AM

We are hiring a Mortgage Underwriter, Third Party Residential Underwriting – TDMS ON and Atlantic!

Reporting To:

Manager, Third Party Residential Underwriting- TDMS

Full-Time/Part
- Time:

Full-time

Salary Range:

$58,462-$93,538

Posting Date:

February 19, 2026

Closing Date:

March 6, 2026

Hours of Work:

8:30 a.m. – 5:00 p.m.

Grade:

Office

Location:

12.7

Toronto, ON

Great location! Steps away from the main public transit station

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

* Eligibility for benefits is dependent on the terms of employment

Reporting to the Manager, Third Party Residential Underwriting- TDMS, the Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company. The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

• Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
• Interacts with Mortgage Insurers where applicable to complete credit lending decisions
• Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
• Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
• Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
• Stays current with latest industry knowledge, competition, and market trends

• Ability to build and maintain positive relationships
• Strong communication skills—both written and verbal
• Ability to manage and resolve conflict
• Strong analytical skills
• Organizational and time management skills
• Positive team player with desire and ability to mentor others
• Effective problem solving and decision making skills
• Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
• Ability to manage pressure in an environment of high volume processing with tight turnaround times

• Completed post‑secondary education or equivalent work experience required
• Minimum 2 years previous mortgage underwriting experience required
• Completion of Mortgage Agent Course and/or FICOM License an asset
• Working knowledge of PC software in a Windows environment required

• Periods of high volume with tight timelines
• Long periods of stationary position/sitting
• Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
• Long periods of time in viewing a computer screen
• Multi‑tasking may include speaking to customers on a telephone call while looking up information on a computer program
• Competitive Compensation
• Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
• Extensive training programs to set our employees up for success
• Modern office environment conducive to collaboration
• Supportive teamwork culture
• Opportunities to give back to the communities and work through events focused on a variety of charities
• Ongoing social events throughout the year

Founded in 1988, First National is one of Canada’s largest non‑bank lenders. We provide residential mortgages…