Senior Financial Crime Risk Investigator

Senior Financial Crime Risk Investigator

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• Work Location:
  
  Toronto, Ontario, Canada
• Hours:
  
  37.5
• Line Of Business:
  Financial Crime Risk Management
• Pay Details: $76,800 - $115,200 CAD

Conduct end‑to‑end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).

• Conduct a variety of complex investigations, including AML, Sanctions/ABAC, and Financial Crime.
• Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
• Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
• Work effectively with counterparts at other FI’s, law enforcement, Non‑Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
• Conduct investigations in a professional and timely manner.
• Conduct quality control reviews of investigations completed by investigators in the FIU’s High Risk Investigations (HRI) team, including review of investigations that resulted in no Suspicious Transaction Reports (STRs) as well as those that resulted in STRs and other regulatory reporting and risk mitigation (e.g., demarket).
• Validate that Reasonable Ground to Suspect (RGS) ML and/or TF has been established and that all procedural and regulatory requirements are followed.
• Review case file and transactional data to ensure that all reportable transactions are submitted; incorporate procedures, job aids, and regulatory findings into the case review.
• Provide and deliver value‑added feedback to the investigators and investigative teams.
• Contribute to system development projects and efficiency enhancements.
• Identify and communicate procedural weaknesses to businesses.
• Identify industry and typology risk and trends for respective program areas and share knowledge with appropriate stakeholders.
• Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards, Legal, etc.) for investigative purposes.
• Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.

• Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
• Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
• Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
• Plan and deliver efficient and cost‑effective processes that support and promote the implementation of programs.
• Conduct internal and external research projects; support the development/delivery of presentations/communications to management or broader audience.
• Adhere to enterprise frameworks or methodologies that relate to activities for the respective business area(s).
• Monitor service, productivity, and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; elevate issues where appropriate.
• Protect the interests of the organization – identify and manage risks, and ensure prompt and thorough resolution of escalated non‑standard, high‑risk issues.
• Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/policies/practices.
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
• Maintain a culture of risk management and control, supported by effective processes…