Bilingual Credit Analyst

Join to apply for the Bilingual Credit Analyst role at YAMAHA MOTOR CANADA LTD.

Yamaha Motor Corporation ("YMC") is a publicly listed Japanese corporation in the business of manufacturing and distributing recreational products to dealers and customers around the world. YMC is a Kando‑creating company; "offering more excitement and a more fulfilling life for people".

Yamaha Motor Canada Ltd ("YMCA") is a subsidiary of YMC, responsible for distributing Yamaha Motor products to Canadian dealers and consumers. YMCA’s vision is to "Create Lifelong Memories by Connecting People through Unique Canadian Outdoor Experiences". YMCA executes its day‑to‑day activities in reference to its defined values: "Be Inclusive", "Think Customer", "Own it!", "Innovate Now!", "Trust & Integrity", "Be Agile", and "Drive results".

Yamaha Motor Finance Canada ("YMFCA") is the established captive finance division of Yamaha Motor Canada ("YMCA") and a subsidiary of Yamaha Motor Finance Corporation ("YMFC"), focused on providing financial solutions to Yamaha dealers and customers through its retail and wholesale finance programs.

• Department: YMFC-CA
• Location:
  
  480 Gordon Baker Rd
• Hybrid
• Status:
  Contract – 1 Year
• Reports to:
  
  Team Lead, Credit

The Credit Analyst will analyze and determine the approval, conditioning and rejection of non‑prime retail and other offerings in accordance with company policy and procedures, ensuring risk minimization while providing outstanding service to the dealer body and assisting in the sale of Yamaha products. The successful candidate must be available Monday–Saturday on a shift rotation.

• Analyze, verify and adjudicate credit applications according to company guidelines within turnaround time objectives. Investigate and approve credit on applications received from dealers through the LOS System (Compass) by reviewing customers’ credit history, debt service and program guidelines.
• Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk.
• Develop and maintain strong relationships with dealership personnel while maintaining decision turnaround time at or below company objectives. Provide exceptional front‑line support to dealers by professionally answering questions pertaining to credit decisions and current programs.
• Advise management of any irregularities or problems pertaining to retail offerings and monitor both consumer and dealer trends for adverse issues.
• Work the credit and income queue workflows to ensure processing efficiency and accuracy.

• Degree/Diploma:
  Bachelor’s Degree/Diploma
• Program of Study:
  Finance, Accounting, or related discipline.
• Years of
  
  Experience:
  
  3+ years of relevant work experience
• Type of
  
  Experience:
  
  Credit adjudication – Non‑Prime

• Able to work efficiently as part of a team as well as independently and/or remotely.
• Strong verbal and written communication skills.
• Strong interpersonal, organizational, and negotiating skills.
• Customer service oriented and solutions‑focused with dealers and internal staff.
• Able to analyze consumer and commercial credit bureaus.
• Strong analytical skills, detail‑oriented, resourceful, and self‑reliant.
• Ability to learn quickly and use a multitude of PC applications and programs.
• Must be a team player, able to work under pressure, meet deadlines, and willing to work overtime as required.
• Non‑Prime Powersport, Marine or Auto financing credit underwriting experience is required.
• Bilingual in French & English.

$64,000 – $72,000 per annum

• Product experience/engagement events
• Employee recognition program (Accelerate Together)
• Educational assistance
• Employee product purchase and rental program perks
• Kando‑driven corporate culture, recognized as a top GTA employer

This posting reflects a newly created vacancy within our organization. Artificial Intelligence (AI) tools may be used to support certain stages of the recruitment process, including applicant screening, assessment, or selection. All AI‑assisted activities are overseen by our recruitment team to ensure fairness, equity, and transparency.

Yamaha Motor Canada Ltd. welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Mid‑Senior level

Full‑time

Finance and Sales

Retail