Mortgage Underwriter, Third Party Residential Underwriting – BMBE

Mortgage Underwriter, Third Party Residential Underwriting – BMBE

Join to apply for the Mortgage Underwriter, Third Party Residential Underwriting – BMBE role at First National Financial LP.

• Reporting To:
  Manager, Third Party Residential Underwriting – BMBE
• Employment Type:
  
  Full‑time
• Salary Range: $58,462 – $93,538
• Posting Date:
  January 12, 2026
• Closing Date:
  January 26, 2026
• Hours of Work: 8:30 a.m. – 5:00 p.m.
• Grade: 12.7
• Office
  
  Location:
  
  Downtown, Toronto – Steps away from main public transit station

• Highly competitive compensation package including base salary, bonus, benefits, and career advancement opportunities.
• Eligibility for benefits is dependent on the terms of employment.

The Third Party Residential Underwriting Division, as a division of First National Financial, provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel. Reporting to the Manager, Third Party Residential Underwriting – BMBE, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorised limits and with adherence to company and insurer policies and guidelines while focusing on service excellence.

The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk.

• Establish and maintain positive relationships with mortgage brokers to build loyalty to the Company.
• Maintain positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors.
• Adjudicate mortgage applications within established authority limits while ensuring adherence to policies and guidelines.
• Interact with Mortgage Insurers where applicable to complete credit lending decisions.
• Ensure due diligence has been completed prior to signing off ønsk any mortgage conditions or documents, where applicable.
• Prepare and issue mortgage commitments with appropriate conditions within established service level agreements and turnaround times.
• Prioritise applications and workflow to ensure consistent and sound risk assessments while managing high volumes and maintaining a focus on service excellence.
• Stay current with latest industry knowledge, competition and market trends.

• Ability to build and maintain positive relationships.
• Strong aptitude for service excellence.
• Strong communication skills—both written and verbal.
• Ability to manage and resolve conflict.
• Strong analytical skills.
• Attention to detail.
• Organisational and time‑management skills.
• Positive team player with desire and ability to mentor others.
• Effective problem‑solving and decision‑making skills.
• Fully competent in working with basic PC software and working knowledge of the Microsoft Office suite.
• Ability to manage pressure in an environment of high‑volume processing with tight turnaround times.
• Adhere to policies and procedures to ensure AML requirements are met.

• Completed post‑secondary education or equivalent work experience.
• Minimum two years previous mortgageальные underwriting experience.
• Completion of Mortgage Agent Course and/or FICOM License an asset.
• ирование knowledge of PC software in a Windows environment.

• Office environment.
• Periods of high volume with tight timelines.
• Long periods of stationary position/sitting.
• Prolonged periods of repetitive movement (e.g., keyboard and mouse).
• Long periods of time in viewing a computer screen.
• Multi‑tasking may include speaking to customers on a telephone call while looking up information on a computer program.

• Competitive Compensation.
• Comprehensive benefits program (e.g., Health Spending Account, Maternity and Parental Leave Top‑Up).
• Extensive training programs to set our employees up for success.
• Modern office environment conducive to collaboration.
• Supportive teamwork culture.
• Opportunities to give back to the communities and work through events focused on a variety of charities.
• Ongoing…