Senior Manager, Enterprise Capital Management, Capital Optimization

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* Work Location:

** Toronto, Ontario, Canada
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* Hours:

** 37.5
** Line of Business:
** TD General
** Pay Details:**$115,600 - $163,200 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
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* Job Description:

**** Job Description / Accountabilities:
** Reporting to the AVP, Capital Interpretation and Optimization, the Senior Manager is responsible for leading enterprise-wide capital optimization initiatives that enhance capital efficiency, support disciplined balance sheet usage, and improve returns on equity, while remaining fully aligned with regulatory capital requirements and governance standards.

Key responsibilities include:

* Lead the identification, assessment, and execution of capital optimization opportunities across the organization, spanning technical enhancements, data and methodology improvements, portfolio actions and balance sheet related activities.
* Evaluate regulatory capital calculations, assumptions, and methodologies embedded in pricing tools, identifying opportunities to improve accuracy, consistency, and capital efficiency.
* Assess the capital implications of new products, transactions and structures, providing analysis and insights to inform business design and decision-making.
* Ensure capital optimization initiatives are supported by robust analytics and aligned with governance and reporting standards in partnership with stakeholders across the enterprise.
* Benchmark capital impacts and optimization practices against peers, industry best practices, and evolving regulatory expectations, to support disciplined, compliant, and well-governed capital efficiency.
* Engage proactively with stakeholders across capital, risk, finance, treasury, and business teams to promote consistent understanding of capital impacts and support optimal balance sheet usage.
* Lead analytical assessments and scenario analysis to evaluate the capital impact of optimization initiatives, trade-offs, and alternative approaches.
* Monitor regulatory capital changes and developments and assess interpretive implications for capital assumptions, methodologies and optimization approaches
* Maintain a strong understanding of financial markets, products, and strategies employed by the Bank, including lending, trading, and structured transactions, to support informed capital optimization decisions.
** Department Overview
** The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD’s consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies and liquidity risk, and capital position.
Enterprise Capital Management (ECM), within TBSM, is responsible for managing the bank’s capital adequacy and efficiency including the interpretation and application of regulatory capital requirements and capital optimization initiatives; capital allocation methodology; oversight on subsidiary capital management; coordinating regulatory advocacy; developing and reporting on the banks internal capital adequacy assessment process; supporting the analysis of corporate development opportunities; and forecasting and analyzing TDBG’s consolidated regulatory capital requirements
** Job Requirements
**** Qualifications / Skills /

Experience:

** Knowledge or experience in the following areas is considered necessary:
* Minimum 8+ years of relevant experience in capital management, treasury,…