Senior Investigator; RBC Bank Georgia

Job Description

What is the opportunity?

As a Senior Investigator (AML RBC Bank (Georgia) (RBCBG)) within the Anti-Money Laundering Financial Intelligence Unit (AMFIU), you are the Subject Matter Expert on AML Investigations.
The AML Investigator supports and/or performs the day-to-day execution of regulatory processes, in particular processes designed to identify and mitigate Anti-Money Laundering (AML) risk surrounding Customer Due Diligence (CDD), Know Your Customer (KYC), transaction monitoring/investigations/Suspicious Activity Reports (SARs) and OFAC requirements. Additionally, the AML Investigator will support the ongoing AML compliance program through the execution of other regular processes related to regulatory or policy requirements, as required.

What will you do?

• Assist the Senior Manager of AML Investigations with the ongoing maintenance of the AML Compliance Program for RBC Bank and/or the RBC US Wealth Management Credit Branch
• Review manual and/or automated escalations to sustain an effective AML transaction monitoring process for RBC Bank. Conduct investigations and maintain appropriate documentation for all conclusions (SAR/No SAR). Make recommendations for the filing of Suspicious Activity Reports (SARs), and demarketing of clients. Prepare timely and thorough SARs as necessary.
• Maintain compliance-related records and tracking sheets for referrals from both internal and external partners including but not limited to subpoenas, requests from law enforcement for supporting documentation, Unusual Transaction Report (UTR) referrals, Fraud referrals, OFAC clearance
• Support Global AML investigations and/or demarketing efforts involving RBC clients, working with colleagues across Global Compliance on joint investigations, as needed.
• Serve as escalation point for potential sanctions hits as identified through Control List Filter (CLF) and other local OFAC processes.
• Support RBCBG Fraud as necessary on Fraud Investigations and complete related SARs
• Execution of 314(a) searches and resolution of potential matches, as needed.
• Engage with the lines of business to ensure questions regarding clients are answered timely and effectively.
• Assistance as needed providing documentation/evidence for Regulatory Exams and Internal Audit
• Other critical duties as assigned.
• Gather information/intelligence from all available sources
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health and Safety, Data Protection and Information Security, in accordance with published Policy/Guidance documents and protocols
• Work with the Global AML FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy

What do you need to succeed?
Must-have:

• Strong investigative and analytical skills for the purpose of reaching reasoned and sound conclusions with arguments that support the decision reached.
• Exceptional verbal and written communication skills.
• The ability to gather, assess/evaluate and present complex information in a simple and concise manner.
• Time management and organizational skills in order to manage workload and ensure established benchmarks are met.
• 2 to 4 experience in AML Investigations

Nice to have:

• CAMS (Certified Anti-Money Laundering Specialist)
• Experience US AML Investigations

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Work in a dynamic, collaborative, progressive, and high-performing team
• Ability to make a difference and lasting impact.

Job Skills