Bilingual Credit Analyst

Join to apply for the Bilingual Credit Analyst role at Quantum Management Services Ltd.

Our client, a leading Canadian financial services organization, is currently seeking a Bilingual Credit Analyst to join their team in Etobicoke. In this role, you will conduct credit-based assessments for prospective and existing merchants while providing support on credit-related inquiries. You’ll help ensure financial risk is minimized by applying established underwriting criteria and completing thorough reviews of merchant applications and flagged accounts.

Position: Bilingual Credit Analyst
Location: Etobicoke (hybrid)
Salary: Competitive and based on experience
Job Type: Permanent

• Review and adjudicate merchant applications using established credit policies.
• Conduct re-assessments for merchants needing line increases or flagged for fraud-related concerns.
• Perform credit risk evaluations on high-risk merchants to ensure compliance with credit, fraud, regulatory, and legal requirements.
• Analyze personal, business, and financial information to support credit decisions.
• Collaborate with internal teams on credit training, fraud detection, and monitoring activities.
• Support complex merchant setups by explaining credit policies and decisions.
• Partner with the Fraud team to monitor high-risk merchant activity.
• Provide backup support to Credit Analysts during peak periods or special projects.
• Complete additional tasks as needed while adhering to corporate policies.

• 1-3 years of related experience.
• Degree in Business, Finance, Accounting, or equivalent experience.
• Fluency in both French and English.
• Experience with personal or commercial credit bureaus and/or financial statement analysis.
• Payment industry experience is an asset.
• Strong analytical, communication, organizational, and time-management skills.
• Proficiency in MS Office and the ability to think critically and creatively.

• Performance bonuses and flexible benefits.
• Retirement programs with company contributions.
• Access to learning platforms, mentorship, and internal mobility opportunities.
• Wellness support including virtual healthcare and employee assistance programs.
• Hybrid work options, paid time off programs, and work-from-abroad flexibility.
• Employee discounts, banking perks, and recognition programs.

To apply, please send your resume to Christina Cerra at