Analyst​/Associate, Credit Portfolio Management

Analyst/Associate, Credit Portfolio Management

Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business: TD Securities

Pay: $115,000 – $145,000 CAD (this role is eligible for discretionary variable compensation based on performance)

TD is committed to fair and equitable compensation opportunities. Growth and skill development are key features of the colleague experience pensation policies allow progression through the salary range over time.

Credit Portfolio Management plays an essential and centralized front office portfolio reporting role within the global TD Securities, Corporate and Investment Banking (CIB) Credit and works closely with partners across the bank including CIB Credit, Credit Origination, Syndications, Credit Risk Management, Corporate Lending Operations, Credit Risk Policy & Reporting, Capital Markets Risk Management, Finance and Technology. The successful candidate will work with the Credit Portfolio Management team on day‑to‑day activities, reporting and analysis as well as ad‑hoc projects impacting the broader TD Securities, Corporate Banking business.

• Market Data Monitoring – produce daily reports of Credit Default Swaps (CDS) spreads and trigger reports on equity, bond, and CDS pricing for borrowers within the TDS Corporate Lending portfolio.
• Bloomberg Research – assist credit management coverage teams with charting CDS peer spreads, yields, looking up commodity price forecasts, earnings estimates, etc. for inclusion in credit reviews.
• Policy Tracking – produce monthly reporting of credit exposures against credit risk policy limits and flag relevant details to senior management (e.g., high risk, leveraged loans, group exposure, underwritings).
• Specialized Portfolio Tracking – produce reporting to meet various business initiatives/requirements (sustainable credit facilities, securitizations, etc.).
• Management Reporting and Ad Hoc Analysis – prepare informative quarterly decks for senior management to track portfolio trends, risk, and exposures; conduct additional portfolio analysis and research as requested.
• Hedging and Portfolio Optimization Activities – work with CIB Credit and the Global Credit Trading desk to execute CDS trades for credit protection; assist with other hedging and portfolio optimization initiatives and projects.
• Loan Capital Committee (LCC) – host LCC meetings, provide meeting minutes, and provide oversight/administration as secretary to the Loan Capital Committee.
• Compliance and Audit – manage and coordinate audit inquiries and requests on behalf of CIB Credit, including yearly audits, pRCSA reviews, annual OSFI AIRB self‑assessment.
• Process Improvements and Projects – continuously work on process improvements and work with the technology/business innovation teams and other parts of the bank as needed.

• Highly motivated, proactive, and organized; takes ownership of assignments with exceptional problem‑solving skills.
• Understanding or experience with corporate banking credit products (Revolvers and Term Loans), credit hedging tools (CDS, Non‑Payment Insurance), securitizations.
• Experience with projects in a corporate setting, working groups, and special initiatives.
• Ability to communicate effectively with senior management and work under pressure with tight time‑sensitive timelines and competing priorities.
• Experience manipulating and analyzing large raw data sets to drive reporting and create insights, summaries, and dashboards.
• Advanced Excel capabilities, model building, modifying macros, and writing VBA.
• Experience with programming languages (SAS or Python) and data visualization software (Power
  
  BI).
• Experience preparing presentation decks in PowerPoint for senior management and/or corporate clients.
• Understanding of relational databases, SQL, Access, Alteryx.
• Previous experience with Bloomberg and Capital IQ for research purposes.
• Business/Finance university degree (minimum). CFA designation or pursuit of one considered an asset.
• 2–3+ years at a financial institution.

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients. With more than…