Head, Digital Finance

Overview

The Head Digital Finance will set and execute BMO’s digital finance strategy, driving innovation and market leadership in digital assets, stable coins, and tokenized deposits. Reporting directly to the SVP and Head of North American Treasury & Payment Solutions, the role has direct accountability for enterprise‑wide digital finance strategy and execution.

• Seek out and manage partnerships with emerging technologies, vendors, and industry consortiums to advance BMO’s strategy and goals.
• Represent BMO holistically in engaging with potential partners; coordinate changes and evolution to partnerships with each business unit.
• Govern Digital Finance activities – track all active and proposed initiatives, key milestones, and issues for a broad audience.
• Track and communicate updates from Research and LRC teams on regulatory developments and industry highlights.
• Follow industry and competitive developments; advise on focus areas for BMO and publish thought papers.
• Support PoC business cases, including IAAPs and TIP requests.
• Act as expert advisor on evolving regulations to mitigate potential risks and issues; review BMO activities to ensure adherence to guidelines.
• Steer BMO’s overall strategy and investments in Digital Finance, supporting Operating Groups in developing new regulated, revenue‑generating solutions – e.g., digital/tokenized assets, cross‑border payments, foreign exchange settlement, digital asset custody, market‑making & hedging, smart contracts.
• Understand emerging Digital Finance technology and its implications and opportunities in serving BMO clients.
• Research, investigate, select, and develop Digital Finance initiatives – steering vendor selection, strategic partnerships, industry consortium participation – in a coordinated, enterprise approach.
• Stay informed on changes to the regulatory landscape and on competitive developments related to Digital Finance.
• Serve as market‑facing team to communicate and educate the potential benefits and drawbacks of emerging products and services.
• Serve as BMO‑wide representative on Digital Finance topics to the Board, EC, investor community, and regulators.

• Minimum 10+ years of experience in finance, fintech, or digital asset management, with at least 5 years at the leadership level.
• Proven track record of leading cross‑functional teams through complex product launches in a highly regulated environment.
• Expertise in digital/tokenized assets (e.g., stable coins, tokenized deposits, digital asset custody, smart contracts) or emerging business concepts and business models.
• Strong strategic and regulatory leadership: experience guiding cross‑functional teams through digital asset product development and regulatory compliance.
• Demonstrated partnering skills: track record of building and managing vendor, consortium, and industry collaborations.
• Deep understanding of financial infrastructure, system architecture, and risk controls relevant to digital assets and crypto.

Base salary approximately CDN $. Total compensation may include performance‑based incentives, discretionary bonuses, and other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

At BMO we are driven by a shared

Purpose:

Boldly Grow the Good in business and life. We strive to help you make an impact from day one and support you with the tools and resources you need to reach new milestones.

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