Product Manager - Time ; RTP - Vice President

As a Product Manager in Real Time Payments (RTP) in Canada, you are an integral part of the broader Treasury Services Payments team that innovates new product offerings and leads the end‑to‑end cash management product life cycle.

Key responsibilities of this position are delivering product capabilities to the marketplace to meet or exceed customer expectations and to generate incremental net income from new and existing clients.

• Set product direction and strategic roadmap.
• Lead the development and execution of RTP products to fill competitive and client gaps. Serve as the "product owner" in an Agile development process, working collaboratively with cross‑functional teams to build requirements and manage the development of products and enhancements from conception to market launch.
• Manage ready‑to‑launch activities including new business approval process, pricing, procedures, sales and marketing communication.

• Manage the launch of new RTP products and platform technologies with internal team and stakeholders.
• Establish appropriate governance, leadership and resources.
• Author detailed product specifications and business requirements, establish project plans and milestones, and manage project delivery with Planning, Development, QA, and other cross‑functional teams against assigned goals.
• Identify issues and drive resolution.
• Develop and track investment dollars and ensure projects are completed within established time frames and budgets.
• Utilize critical thinking and analytical skills to identify issues/trends and develop solutions and/or recommendations to address root cause.

• Understand and manage country‑specific market and regulatory dynamics and ensuring product(s) are built to those requirements.
• Work with internal partners to ensure all control/compliance/risk activities are addressed during ongoing partner due diligence process.
• Serve as Product lead for internal audit and regulatory exams.
• Participate in or lead annual risk assessments.

• Support Sales activity. Serve as the Canada Payments product expert to J.P. Morgan teams during sales conversations.
• Work with Service to support client inquiry management.
• Manage resolution of urgent technical issues while communicating changes to business stakeholders including Product, Marketing, Sales, Operations, and Customer Support.

• Work with Finance and Business Management to build revenue plans and manage P&L.
• Understand revenue drivers and trends.
• Develop and maintain business cases.

• Participate in industry committees.
• Ensure JPMorgan’s roadmap aligns with industry vision.
• Assess business rationale for initiatives.

• Minimum 5‑7 years of relevant banking experience with demonstrated experience in Product Management or related discipline. Deep understanding of clearing/payments products.
• Strong understanding of agile / product operating model frameworks.
• Project management skills with proven ability to oversee multiple projects. Build and manage efficient timelines. Understand interdependencies. Anticipate and resolve issues.
• Demonstrated leadership skills. Self‑starter. Execution oriented. Ability to take initiative with limited direction and influence as part of a team. Resourceful/able to navigate organization.
• Proficient in Microsoft Excel, PowerPoint and other Office applications.

• Involvement in/understanding of payments modernization efforts in Canada.
• Knowledge of Canadian Payments rules and regulatory requirements.
• Knowledge of Interac e‑Transfers rules and regulations.
• Experience with regulatory exams/internal audits.