Public Entity Underwriter

GENERAL SUMMARY

The Underwriter plans, organizes, directs, and coordinates the organization’s underwriting program. The underwriting program supports the evaluation of prospective members for program eligibility, the collection of appropriate member contributions, and the maintenance of Memoranda of Coverage (MOCs) to reflect the intent of the members as articulated by the Board of Trustees. This position is based in the Topeka office and requires travel throughout the State of Kansas.

• Evaluate prospective members for program eligibility consistent with governing documents and Board of Trustee policy.
• For each line of coverage, identify the appropriate exposure base upon which to evaluate member risk.
• Develop and apply rates to the appropriate member exposure unit to ensure member contributions are sufficient to meet actuarially projected loss estimates, operational expenses, and reinsurance costs.
• Apply experience modification factors and member debits and credits to incentivize sound member risk management practices.
• Annually review rates to ensure sufficient member contributions are collected for each line of coverage.
• Annually review and update the coverage questionnaire.
• Manage the member coverage renewal process, including:
  • Issuing and collecting completed coverage questionnaires.
  • Reviewing and finalizing member renewal rates in conjunction with the CEO/Administrator.
  • Working with the Executive Assistant to finalize and issue member invoices, certificates of participation, and automobile insurance identification cards.
  • Preparing and issuing member MOCs.
• Proactively work with members to identify and document operations not covered by the program.
• With input from the CEO/Administrator, Coverage Counsel, and Broker/Consultant, annually review the Memoranda of Coverage (MOCs) and make recommendations to the CEO/Administrator to ensure:
  • Language reflects the members’ intent as articulated by the Board of Trustees.
  • Coverage terms and program limits adequately protect members against known or emerging risks.
  • Coverage enhancements or limits maintain market superiority.
  • Coverage meets reinsurer requirements.
  • Coverage terms are articulated in easy-to-understand language.
• Provide coverage interpretations to internal claims staff and the CEO/Administrator on complex claim matters.
• Provide prompt and courteous responses to member exposure and coverage inquiries.
• Where needed, conduct onsite assessments to identify and measure risks associated with member operations.
• Develop and maintain internal underwriting guidelines.
• Work with marketing staff to assist in the preparation of proposals on new business.
• Maintain the underwriting component of the risk management information system (RMIS).
• Provide ongoing member education on the implementation and use of the RMIS member portal for reporting and updating member exposure data.
• Generate loss analysis reports to identify loss trends.
• Provide recommendations to risk management staff to reduce member loss frequency and severity.
• Develop written materials including letters to members and risk alerts.
• Develop and implement onsite and webinar training programs as needed.
• Support the CEO/Administrator by providing reports, conducting research, performing loss analysis, and completing other duties as requested.
• Perform other duties as assigned.

• Direction Received:
  No day-to-day direction or instruction is necessary to accomplish assigned duties.
• Analytical Requirements:
  Assignments frequently involve decisions based on a wide knowledge of many factors where application of advanced or technical concepts is predominantly required.
• Decisions and Judgment:
  Provides consultation or expert advice to management on operational issues.
• Initiative:
  Problems are of a difficult nature and supervision is limited to assignments and discussion of problems.

• Five years of property and casualty underwriting experience required.
• Bachelor’s degree preferred.
• Underwriting experience in a public entity context preferred.

• Valid Driver’s License and Insurance
• Kansas Insurance Agent’s License
• CPCU…