Loan Officer

Job Description

Community Bank General Loan Officer at West Central Georgia Bank

Join the team at West Central Georgia Bank in Thomaston
, a pillar of the local community dedicated to fostering financial success for individuals and businesses alike. We are seeking a motivated and community-focused General Loan Officer to build and manage a diverse lending portfolio (consumer, commercial, and real estate loans) and cultivate lasting client relationships. If you live in
Upson County, Georgia, are a self-starter with a strong financial acumen, and a passion for helping your neighbors achieve their goals, we encourage you to apply.

• Client Consultation: Meet with loan applicants to understand their financial needs and explain a variety of loan options and terms, including fees, interest rates, and repayment schedules.
• Loan Origination & Processing: Guide clients through the entire application process, helping them gather and verify all required documentation to compile complete and accurate loan packages.
• Credit Analysis & Underwriting: Evaluate loan applications by analyzing applicants' financial status, credit history, and collateral to assess creditworthiness and risk.
• Business Development: Actively identify and analyze potential loan markets, engaging in marketing efforts and networking with local realtors, builders, and community groups to generate new business prospects.
• Compliance & Documentation: Ensure all loan applications and processes comply with federal and state regulations, as well as internal bank policies and procedures.
• Customer Service: Serve as the primary contact for all loan inquiries, assuming ownership of customer problems to achieve effective resolutions and maintain high levels of customer satisfaction.

• Education: A Bachelor's degree in Finance, Business Administration, or a related field is typically required. Relevant experience in the banking or finance industry may be considered in lieu of a degree.
• Experience: Minimum of 2-3 years of proven experience in a financial role, preferably within a community banking setting.
• Licensing: Must possess or be able to obtain a valid Nationwide Mortgage Licensing System (NMLS) registration and any state-specific licensing.
• Skills:
  • Excellent interpersonal, verbal, and written communication skills.
  • Strong analytical and decision-making abilities, with attention to detail.
  • Proficiency in Microsoft Office Suite and the ability to quickly learn position-related loan processing software.
  • Self-motivated and goal-oriented, with the initiative to work independently and as part of a collaborative team.

• Competitive salary.
• Comprehensive health, dental, and vision insurance, available.
• Retirement savings plan (401k) with company match, when eligible.
• Paid time off and holidays.
• Opportunities for professional development and career advancement within the bank.
• A supportive, community-oriented work environment.

If you are ready to make a significant impact on Upson County, GA, please submit your resume and a cover letter to Kyle Stonecipher at

West Central Georgia Bank is an Equal Opportunity Employer.