Credit Risk VP – Consumer/Retail Finance, Banking
Job in
Anson, Jones County, Texas, 79501, USA
Listed on 2026-03-02
Listing for:
Consortium for Clinical Research and Innovation Singapore
Full Time
position Listed on 2026-03-02
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Financial Compliance, VP/Director of Finance, Corporate Finance -
Management
Risk Manager/Analyst
Job Description & How to Apply Below
Location: Anson
My client is an established bank globally and we are seeking a high‑calibre Vice President – Credit Risk to lead credit strategy, portfolio oversight, and risk governance across our Consumer Finance portfolio.
Responsibilities- Lead the development and execution of credit risk strategy across the Consumer Finance portfolio
- Own underwriting policy, credit appetite, scorecard oversight, and decisioning frameworks
- Monitor portfolio performance, early warning indicators, and stress testing outcomes
- Drive IFRS 9 / CECL provisioning oversight and capital optimisation initiatives
- Oversee model governance, validation, and regulatory compliance (Basel, local regulatory frameworks)
- Partner with Product, Pricing, Finance, and Collections to ensure risk‑adjusted profitability
- Present portfolio performance, risk appetite metrics, and emerging risks to senior governance forums
- Lead and develop a high‑performing credit risk team
- Significant experience (typically 10+ years) in credit risk within retail/consumer banking
- Proven leadership experience managing senior risk professionals
- Strong in SEA markets ( Ideally Indonesia )
- Strong understanding of consumer lending products and lifecycle risk management
- Ability to manage and work with regional stakeholders
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