Bank Risk Manager

Are you seeking a career where You Can Drive Impact as a Bank Risk Manager?

Join our family-owned community bank as a Risk Manager:
Lead Risk Assessments, Champion Fraud Prevention, and Help Shape the Future of Risk Management in a Supportive, Community-Focused Environment.

About the Role:

Reports To: Chief Risk Officer

Location: Wolfforth, TX

Job Type: Full-time, exempt - Some travel may be required.

Position Summary

The Risk Manager will directly oversee the completion of risk assessments, work with business unit owners to manage risk inventories and controls, and ensure the independent validation of reporting within our financial institution. This position will also oversee the fraud department to guarantee that the organization effectively identifies, evaluates, and mitigates risk and fraud-related activities. The ideal candidate will possess a robust background in risk management and fraud prevention, alongside strong analytical and leadership skills.

Key Responsibilities:

• Risk Assessments: Lead the execution of comprehensive risk assessments throughout all business units, identifying potential risks and evaluating their impact on the organization.
• Management of Risk Inventories: Develop and maintain detailed key risk indicators that document existing risks, mitigation strategies (controls), and their effectiveness.
• Data Analysis and Reporting: Analyze risk and fraud-related data to identify trends and patterns, providing insights and recommendations for enhanced risk management practices to senior management.
• Collaboration and Coordination: Collaborate closely with compliance, audit, and operational teams to foster a holistic risk management approach and ensure that all aspects of risk are appropriately addressed.
• Regulatory Compliance: Remain informed about changes in regulations and industry best practices to ensure the organization maintains compliance and adapts to emerging risks and threats.
• Validation of Reporting: Oversee the accuracy and reliability of independent validation processes, in accordance with regulatory and internal requirements for system and customer record changes.
• Leadership of the Fraud Department: Directly supervise the fraud department manager, provide guidance for the identification, investigation, and resolution of fraudulent activities, and the implementation of preventive measures.
• Continuous Improvement: Monitor and refine risk assessment and fraud management processes to ensure that they remain effective and efficient in a changing environment.

About Us:

At ABC Bank, we are committed to Growing Relationships
, Simplifying the Process
, and Doing the Right Thing in everything we do.

We believe that building strong, long-term relationships with our customers, employees, and community is at the heart of every success. Our approach is centered around understanding the unique needs of those we serve, fostering trust, and providing personalized solutions. By focusing on the human side of business, we create connections that last and continue Growing Relationships.

We also understand that navigating the world of finance can be a complex process. That's why we are dedicated to Simplifying the Process for our customers. We aim to make every interaction clear and straightforward, breaking down barriers and making financial decisions easier to understand and execute.

At the core of our company is a commitment to Doing the Right Thing
-always. Whether it's in our relationships with customers, the services we provide, or the decisions we make, we prioritize integrity and ethical practices. We hold ourselves to the highest standards, ensuring that every choice we make reflects our values and the trust our customers place in us.

Join us and be part of a team that is driven by these values-where growth, simplicity, and integrity define our path forward.

Why Join Us?

• A dynamic and supportive team environment
• Opportunities for growth and career development
• Competitive compensation and benefits package

Benefits:

We offer a competitive salary and excellent benefit packages. Benefits vary based on employment status and position but can include:

• Medical, Dental, Vision, Telemedicine
• Paid Time off, Paid Volunteer Time, and Paid Holidays
• Flexible Spending Account, Dependent Care FSA
• Basic Life and AD&D Insurance, Voluntary Life and AD&D
• Long-Term Disability
• 401k and Employee Stock Ownership (KSOP) Retirement Plan
• Recruiting Referral Bonus
• Lifestyle Spending Account Program

Requirements

• A Bachelor's degree in Finance, Risk Management, Business Administration, or a related field; or relevant professional certifications (e.g., Certified Risk Management Professional, etc.)
• A minimum of [2] years of experience in risk management (credit, operational, financial, etc.) within a financial institution.
• A strong understanding of risk management principles, regulatory requirements, and fraud prevention techniques.
• Excellent analytical skills with the ability to assess complex data and derive actionable insights.
• Strong leadership and…