Mortgage Loan Officer Texas

Mortgage Loan Officer

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing and business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
• Answers customer calls and walk‑in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross‑sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• Participates in networking through professional, business and community organizations and activities to promote and market loan products

• High School Diploma or GED
• One year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market including realtors, builders, and financial planners

• Bachelor's degree
• Prior Mortgage Loan Officer experience
• Mortgage Loan Officers with a minimum of 1M per month average proven production volume
• Current mortgage origination experience

• Good organizational skills
• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines
• Ability to build and maintain internal and external relationships to deliver high levels of service
• Ability to multi‑task competing priorities and meet tight deadlines
  
  Proficiency in Microsoft Office products
• Sales acumen
• Strong written and verbal communication skills
• Positions may be available in other cities within Texas

Full time

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Location:

Greenway Plaza, Houston, Texas

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.