Credit Product Manager

Position Overview

As an Credit Product Manager within PNC's Regional Credit Products Group, you will be based in Tampa, FL. This position is primarily based in a location within PNC’s footprint. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Serves as a market level credit product expert in addition to direct management of a team within Credit Products. Structures and advises clients on types of credit and credit-related transactions to meet clients needs while staying within the Bank's risk profile. Responsible for the entire execution of credit related products and all other credit products including but not limited to ACH, FX, EF and Derivatives.
  
  Manages the diligence/approval process and negotiate all legal documents and closing. Partners effectively with the Relationship Banking team to help identify and drive revenue through credit products.
• Directly responsible for managing a portfolio of borrowers and all portfolio management activities, including direct and on-going communication with the clients.
• Collaborates with RMs and other product partners (i.e. TM, FX, DCM) to assess credit needs generate ideas and deliver integrated solutions. Able to assess industry dynamics to advise on the best solutions. Participates in client and prospect calls in conjunction with the Relationship Managers.
• Responsible for structuring credit transactions within the bank's credit risk appetite. Leads team through internal white boarding and diligence sessions to assess viable solutions.
• Drives the internal credit approval process, loan documentation and closing.
• Responsible for the direct management of a team of employees to handle all aspects of the credit process. Plays a key role in training, mentoring and developing junior talent.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:

• Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
• Live the Values - Role models our values with transparency and courage.
• Enable Change - Takes action to drive change and innovation that will transform our business.
• Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
• Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

• Education:
  
  University/college degree typically required; higher level education such as a Masters or certifications desirable.
• Experience:
  
  Industry experience 8+ years; at least 5 years of prior management experience typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience may be considered.
• Certifications:
  
  No Required Certification(s)
• Licenses:
  No Required License(s)

Bachelors

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care;

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