Portfolio Analyst – Asset Lending

Our client, one of the UK's leading providers of Asset Based Lending, is seeking a Portfolio Analyst to join their team in the South East. The role involves supporting the Portfolio Management Team with regulatory risk, rating, and profitability analysis of the client portfolio.

Key Responsibilities:

• Analyze audited and management accounts, forecasts, and update financial models. Review covenant compliance.
• Calculate leverage (LL), higher risk (HRCI), economic profit (EP), and prepare information for enterprise valuations (EV) using the latest tools and formulas.
• Prepare timely and accurate reports reviewing financial statements and management accounts, including Profit & Loss, Balance Sheet, and Cash Flow, with comparisons and explanations.
• Identify key financial risks, suggest mitigation strategies, and complete repayment analysis as needed.
• Maintain records for reporting compliance.
• Review periodic financial statements and risk rating scorecards.
• Assist with client credit applications, modifications, and quarterly portfolio reviews.

Key Requirements:

• 2-3 years of relevant accounting experience; fully qualified accountant preferred.
• Strong financial analysis and modelling skills, with the ability to interpret financial statements and communicate findings clearly.
• Excellent report writing skills.
• Proficient in Microsoft Word and Excel;
  PowerPoint is a plus.
• Ability to consider multiple viewpoints and communicate balanced assessments.
• Proven ability to meet deadlines and prioritize tasks.
• Understanding of asset-based lending and associated risks.

The successful candidate will receive a market-leading salary plus excellent benefits.

For more information, contact us at  or email