Senior Financial Crime Analyst

Job Description

As a Senior Financial Crime Analyst you will be responsible for protecting the Group against the threat of financial crime by supporting the MLRO and Financial Crime function to establish and maintain a robust Financial Crime Prevention Framework and to ensure appropriate controls are in place and operate effectively to mitigate the Group’s Risk exposure.

As a Senior Financial Crime Analyst we are looking for someone to:

• Independently investigate complex Suspicious Activity Reports (SARs) including in relation to allegations of fraud and money laundering. Determine whether external reporting is required and recommend a course of action to the Deputy MLRO/MLRO and, where appropriate, business areas.
• Conduct external disclosures to the National Crime Agency including cases where a Defence Against Money Laundering is required.
• Perform external filings to Cifas where appropriate following conclusion of fraud investigations.
• Support the Deputy MLRO and Financial Crime Officers in complex fraud cases, including IFL cases that relate to the Group’s introducers and brokers.
• Perform prompt and robust reviews of high risk customers and identify where further action is needed, for instance an adjustment in risk level, further due diligence or more stringent account controls.
• Support Financial Crime Analysts by providing advice and guidance where required.
• Complete pre-accreditation checks on new business intermediaries.
• Perform accurate and timely due diligence checks on suppliers.
• Investigate PEP, sanction and adverse media alerts on behalf of the business. Make recommendations on actions to be undertaken including enhanced due diligence checks or the declining of business.
• Provide ad-hoc tailored Financial Crime advice to the business and complete reviews of business queries in line with departmental SLAs. This includes queries relating to shareholder checks, foreign nationals, offshore companies and other CCD queries.
• Conduct thorough on-boarding and ongoing customer due diligence measures in accordance with internal policies.
• Identify cases where enhanced due diligence is necessary in order to mitigate risks/sufficiently understand customers prior to funding, for instance with regards new high risk applicants.
• Liaise with law enforcement agencies and other authorities in respect of requests for information under relevant legislation.
• Conduct reviews of Transaction Monitoring Reports to identify suspicious activity.
• Help maintain comprehensive Financial Crime Department procedures and records which meet business and regulatory requirements.
• Contribute to the overall continuous improvement and development of the Financial Crime Team including assisting with projects involving Financial Crime system development and maintenance.

Essential:

• Strong experience in a similar role, specifically in relation to complex SAR investigations and NCA disclosures
• In depth knowledge of financial crime and financial services regulations, in particular Money Laundering Regulations and FCA
• Strong investigative skills with the ability to accurately and clearly document findings
• Strong communication skills
• Planning and interpersonal skills
• Good verbal and numerical reasoning skills
• Organisational, record keeping, time and resource management skills
• Problem solving skills
• Attention to detail, particularly within investigations and external reporting

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.