Business Banker

Deerwood Bank is seeking an experienced, dedicated, and professional Business Banker to work
in our St. Michael, MN location. This position is responsible for managing an existing portfolio of business clients as well as developing new business. Our ideal candidate will have 5 years of business banking in the NW Metro market.

• Exhibit a thorough knowledge of all products and services to provide clients and prospects.
• Interview & respond to business client requests, gathering the necessary information to assist in the review of the proposal.
• Demonstrate a well-developed network of business resources such as accountants, attorneys and spheres of influence.
• Effectively utilize various credit enhancing entities, such as the SBA, and local economic development programs to assist clients.
• Maintain the portfolio in accordance to credit administration guidelines, to include but not limited to past due payments, overdrafts, technical exceptions, timely risk rating of credit, problem loan balances, etc.
• Work with and provide assistance to credit analysts in preparation of loan presentations.
• Ensure that the necessary approvals are obtained.
• Adhere to safe and sound loan documentation to ensure secured loans are properly documented with the perfection of all collateral pledged.
• Stay current on various issues affecting the banking industry and/or the economy in general.
• Help mentor and develop business bankers with less experience as well as credit analysts.
• Maintain compliance with all company policies and procedures.
• Identify and attend formal class/seminar opportunities to assist with personal growth.
• Actively involved in the community through business related organizations and take a leadership role within these organizations.
• Maintain a positive attitude and a high level of teamwork within the organization.
• Perform related duties as assigned by supervisor.

Required Qualifications:

• Four-year college degree in business, finance, economics or related field.
• Minimum 5 years of commercial lending experience.
• Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers.
• Must be able to meet deadlines while maintaining a positive attitude and providing exemplary customer service.
• Ability to work independently and to carry out assignments to completion within parameters of instructions given.
• Proficient with MS Word, Excel, SharePoint, and Outlook.

Salary Range: $100,000 - $125,000 Annually. Eligible for quarterly incentive based on individual performance of sales metrics.

Work Schedule
:
Monday-Friday; 8:00am-4:30pm with additional hours as necessary to meet the customer and business needs.

Benefits are available to employees working 30 or more hours per week on the first of the month following date of hire.

• Medical insurance, including virtual telemedicine and mental health counseling
• Health Savings Account
• Flexible Spending Account (health, limited purpose health, and dependent care)
• Vision insurance
• Life insurance (basic and voluntary)
• Short-term disability insurance
• Long-term disability insurance
• Adoption Assistance Program
• Employee Assistance Program
• PTO
• Paid holidays
• 401(k) with company match (eligible on the first of the month following 2 months of employment)
• Financial wellness education
• Free or reduced fees for banking products and services