Sr. Analyst or Analyst - Portfolio Management

General information

# 21452

Remote? No

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion.

From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Note:

This role may be filled at 3F or 3G depending on candidate experience and knowledge

As a part of the Dealer Portfolio Management team, the Analyst is responsible for Portfolio Risk Management and identifying growth and profit opportunities. Responsibilities may include dealer interface/service; continuous monitoring of company Dealer lending portfolios; concentrating on areas of risk and loss prevention. Requires critical analysis and frequent contact with dealership personnel, matrix partners and outside stakeholders. Must comply with strict adherence to company risk management policies and guidelines.

• Monitor and manage assigned portfolio through data obtained from both internal and external sources.
• Conduct proactive risk recognition.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Develop appropriate action plans to mitigate risk and resolve outstanding issues.
• Ensure wholesale credit lines are appropriate based on credit factors, sales rates, inventory turnover and seasonal/market fluctuations; ensure outstanding remain within established credit lines at all times.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Execute all action plans and contingencies.
• Prepare and participate in Risk and Opportunities Meetings (ROM).
• Use a collaborative approach with other business units including Administration, Risk, Sales, and Underwriting.
• Identify growth opportunities within portfolio and leverage Business Development for revenue growth.
• Maximize corporate profitability and ROE.

3F HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred. 4+ years in customer service or financial services industry is needed. Prior leadership experience is needed. Education may be used as a proxy for. Ability to perform technical based activities. Knowledge of and exposure to fundamental theories, principles and concepts. Leveraging technical expertise and relationships to contribute to strategy and drive business results.

Proficient in intermediate MS applications (Word, Excel, Access, PowerPoint and Outlook).

Pay Range $70,000 - $95,000 - $120,000

• HS diploma or equivalent required.
• Associate / Bachelor's degree in business related discipline preferred.
• 3+ years in financial services or similar industry is needed.
• Prior leadership experience is preferred.
• Education may be used as a proxy for experience.
• Perform technical tasks required to support ongoing business operations.
• Skilled technician in a hands‑on environment, often highly specialized.
• Typically requires advanced knowledge of Microsoft Office Programs.
• Strong financial analysis and analytic/problem‑solving skills required.

Pay Range 55,000 - $75,000 - $95,000

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational…