Commercial Underwriter

Pro Found Southampton, United Kingdom

Role Summary

A Commercial Underwriter assesses and manages risks for business insurance policies, working closely with brokers and clients to develop profitable portfolios. This role often focuses on mid-market property and casualty (P&C) underwriting.

• Underwriting New and Existing Business:
  Evaluate and price commercial insurance risks, particularly in property, liability, motor trade, and fleet.
• Broker Relationship Management:
  Build and maintain strong partnerships with brokers to understand client needs and deliver tailored insurance solutions.
• Portfolio Development:
  Grow and manage a book of business, ensuring profitability and compliance.
• Decision-Making:
  Use data insights and mobile decision-support tools to make informed underwriting choices.
• Collaboration:
  
  Work within a regional underwriting team, supporting senior underwriters and managers to meet financial targets.

• Proven experience in commercial underwriting, ideally in property, liability, or motor fleet.
• Strong analytical and negotiation skills.
• Excellent interpersonal and communication abilities.
• Familiarity with FCA regulations and industry standards.
• Ability to work independently and manage a dynamic workload.

• Working towards or holding FIT / Cert / Dip CII qualifications is often encouraged.
• Continuous professional development is supported.
• Hybrid working model: typically 60% office-based or visiting clients.
• Flexible arrangements may be available.
• Competitive salary based on experience.
• Bonus opportunities.
• Career development programs and training support.

• Associate

• Full-time

• Customer Service

• Insurance

Note:

Referrals may increase chances of interviewing. This description reflects the role as posted and does not imply any changes to current employment status.