Senior Underwriter

Senior Underwriter | SME Lending | UK Financial Services

We’re partnering with a well-established, award-winning UK financial services organisation that’s continuing to grow and is now looking for an experienced Senior Underwriter to join its SME Lending function.

This is a hands-on role with mandate authority, exposure to complex SME lending structures, and close collaboration with senior credit leadership.

• Underwrite new credit proposals within personal mandate
• Escalate and present higher-value cases to senior credit stakeholders
• Review and oversee proposals above other underwriters’ mandates
• Ensure strong credit analysis and QA standards
• Provide guidance on credit policy and risk appetite
• Support and deputise for Senior Credit Managers where required

• Strong SME commercial lending experience (secured & unsecured)
• Exposure to a range of assets and lending structures
• Comfortable working with both direct and broker-originated business
• Sound commercial judgement within credit policy
• Advanced written and presentation skills for senior credit forums

• Strong development and progression focus
• High-impact role within a growing SME lending team