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Senior Underwriter
Job in
Southampton, Hampshire County, SO15, England, UK
Listed on 2026-01-23
Listing for:
Morson Edge
Full Time
position Listed on 2026-01-23
Job specializations:
-
Finance & Banking
Underwriter, Risk Manager/Analyst
Job Description & How to Apply Below
Senior Underwriter | SME Lending | UK Financial Services
We’re partnering with a well-established, award-winning UK financial services organisation that’s continuing to grow and is now looking for an experienced Senior Underwriter to join its SME Lending function.
This is a hands-on role with mandate authority, exposure to complex SME lending structures, and close collaboration with senior credit leadership.
Key responsibilities:- Underwrite new credit proposals within personal mandate
- Escalate and present higher-value cases to senior credit stakeholders
- Review and oversee proposals above other underwriters’ mandates
- Ensure strong credit analysis and QA standards
- Provide guidance on credit policy and risk appetite
- Support and deputise for Senior Credit Managers where required
- Strong SME commercial lending experience (secured & unsecured)
- Exposure to a range of assets and lending structures
- Comfortable working with both direct and broker-originated business
- Sound commercial judgement within credit policy
- Advanced written and presentation skills for senior credit forums
- Strong development and progression focus
- High-impact role within a growing SME lending team
Position Requirements
10+ Years
work experience
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