Direct Lending Adviser

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Direct Lending Adviser page is loaded## Direct Lending Adviser locations:
Skipton, Englandtime type:
Full time posted on:
Posted Yesterday job requisition :
JR3502##
*
* Hours:

** This is a full time position at 35 hours per week, working shift patterns across Monday to Saturday on a rota basis.
We offer hybrid working however, you must be able to travel to our Head Office in Skipton at a minimum of 1 day per week, with flexibility and more presence needed during initial 3 week training period.##
** Salary:**£26,000 Per Annum##
** Closing Date:
** Sun, 9 Nov 2025

We are recruiting for multiple Direct Lending Advisers to come and join our Homes Business. This role requires any successful candidates to join on
** Monday 1st December.
** We’re also hiring for Customer Service Advisers and Mortgage Advisers – roles you may also be considered for, depending on your experience and interests.

Not just another building society. Not just another job.

We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.

Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.

Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.

At Homes Advice, a Direct Lending Adviser plays a crucial role as the first point of contact, assisting customers in achieving home ownership and supporting existing customers with their additional borrowing needs.

Homes Advice provides customers with the opportunity to apply for a mortgage directly through Skipton Building Society. The teams consist of Direct Lending Advisers, Mortgage Relationship Advisers, and Qualified Mortgage Advisers. Together, they work in a collaborative and high-performing environment, closely partnering with key stakeholders to ensure the best possible customer journey.

We have a range of other benefits available to you including;
* Annual discretionary bonus scheme
* 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
* Holiday trading scheme allowing the ability to buy and sell additional annual leave days
* Matching employer pension contribution (up to 10% per annum)
* Colleague mortgage (conditions apply)
* A commitment to training and development
* Private medical insurance for all our colleagues
* 3 paid volunteering days per annum
* Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups
* We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership

You will be answering a variety of customer inquiries related to their mortgage application, with your main focus being to guide them through the Decision in Principle (DIP) process, which includes the following:
* Through curious questioning, you’ll be finding out what the customer is hoping to achieve and cross-referencing it with the lending policy to ensure that the mortgage application is viable.
* You will be verifying the customer's income and expenditure which involves not only checking basic affordability but also understanding any unique circumstances the customer might have that could affect the lending decision.
* Completing the credit search is the final step in the process as it gives customers a better idea of how much they…